Gaomi city medical insurance bureau Telephone

Gaomi city Medical Insurance Bureau Tel 0536-7036066 Update Time 2020-1-15 gaomi city, Address: No.2999 Kangcheng Street, gaomi city, Weifang, Shandong. Medical insurance refers to the principle of compulsory social insurance through national legislation. Employers and individual employees shall pay the basic medical insurance premium in full and on time. Those who fail to pay in full and on time are not included in personal accounts, and the basic medical insurance fund does not pay their medical expenses. Take the proportion of medical insurance payment in Beijing as an example: the employer pays 10% of the total payment base every month, the employees pay 2% of the wages as a whole, and the seriously ill patients add 120 yuan. Medical insurance is insurance to compensate medical expenses caused by diseases.

1. Social insurance The society or enterprise provides necessary medical services or material help when employees are sick, injured or give birth. For example, free medical care and labor insurance medical care in China. The medical expenses of employees in China are shared by the state, units and individuals to reduce the burden on enterprises and avoid waste. When an insurance liability accident occurs, the insurance premium shall be paid in proportion. On October 20 19 10/,the medical insurance bureau launched the national medical insurance electronic certificate system, which was piloted in some cities such as Hebei, Jilin, Heilongjiang, Shanghai, Fujian, Shandong and Guangdong. By 2020, the participation rate of basic medical insurance in China will reach more than 95%, and the participation rate will reach 136 13 1000. Medical insurance refers to the insurance that guarantees the insured's medical expenses during medical treatment on the condition that the medical behavior agreed in the insurance contract occurs.

2. Medical insurance. Medical insurance has the basic characteristics of social insurance, such as compulsion, mutual assistance and sociality. Therefore, the medical insurance system is usually implemented by national legislation and a fund system is established. The expenses are shared by employers and individuals, and the medical insurance expenses are paid by medical insurance institutions to solve the medical risks caused by the illness or injury of workers. Medical insurance, like other insurances, collects medical insurance premiums from people threatened by diseases in advance in the form of contracts and establishes medical insurance funds; If the insured goes to a medical institution for medical treatment and medical expenses occur, the medical insurance institution shall give certain economic compensation. Therefore, medical insurance also has two functions of insurance: risk transfer and compensation transfer.

3. Allocate the economic losses caused by the disease risk to all members threatened by the same risk, and use the centralized medical insurance fund to compensate the economic losses caused by the disease. Medical insurance covers a wide range of responsibilities. Medical expenses are generally differentiated according to the characteristics of medical services, including doctor's outpatient expenses, drug expenses, hospitalization expenses, nursing expenses, hospitalization miscellaneous expenses, operation expenses, and various inspection expenses.