Collection standard of retirement social security

First, retirement social security collection standards

The standard of receiving retirement social security depends on the situation in different regions, and the calculation method of retirement salary is the sum of basic pension and personal account pension. Basic pension = (the average monthly salary of local employees in the previous year when the insured retires) ÷2× individual cumulative payment period ×1%; Personal account pension = personal account storage amount ÷ months.

Second, the pension calculation method:

1, basic pension = (when retiring, the average monthly salary of employees in the whole province in the previous year is ten times of the average monthly payment salary) /2× my payment period) × 1%.

2. Personal account pension = the amount of personal account storage at retirement/the number of months corresponding to my retirement age. If there is an one-child certificate, the total pension will increase by 5%. 65438+1September 30, 998 or before, there is also a transitional pension.

Three, retirement to receive social insurance pension conditions

1, and the actual payment period of the insured exceeds 10 or15;

2. The insured person reaches the statutory retirement age (if he reaches the retirement age and the payment period is insufficient, he will continue to pay until he pays in full).

Fourth, how to apply for social security after retirement?

1, insurance application

2. Bidding time

(1) Before 10 every month (except statutory holidays), the local social security bureau accepts the retirement applications uniformly declared by all employers and completes the retirement audit on the spot.

(2) On 1- 10 every month, the insured individual shall report to the Jie Zhen Social Security Institute where the household registration is located; 1 1- 12 On the same day (except statutory holidays), the Social Security Bureau received retirement applications uniformly declared by all towns and streets. (After receipt, if the application materials are incomplete or do not meet the requirements, all the materials that need to be corrected will be informed in writing, and the application will be re-applied according to the original channels after correction. )

(3) On 10-20 every month, the Human Resources and Social Security Bureau and the Social Security Bureau handle it centrally, and the information is complete and meets the requirements.

3. Basic pension plan

Before 25th of each month (except statutory holidays), the basic pension will be calculated by the District Social Security Bureau for the insured who meet the retirement approval conditions in that month; On and after the 20th of the following month, newly-added retirees will receive basic pension from the issuing bank.

4. Pension inquiry

(1) Call the hotline 12333 and then transfer to the manual service for inquiry;

(2) Take the medical insurance card and ID card to the social security service hall, and ask the staff to help with the inquiry;

(3) Log in to the local social security official website to check the balance or go to the bank to which the medical insurance card belongs;

(4) Pay attention to the micro-signal query of "Bao Min Commune", select men and women, input the current age and parameters, and directly calculate the results.

Legal basis:

Provisions of Social Insurance Law on Endowment Insurance

Tenth employees should participate in the basic old-age insurance, the basic old-age insurance premiums paid by the employer and employees.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Eleventh basic old-age insurance to implement the combination of social pooling and individual accounts.

The basic old-age insurance fund consists of employers, individual contributions and government subsidies.

Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.