How to judge whether it is provincial medical insurance or municipal medical insurance?

Legal analysis: the method to determine whether you have provincial medical insurance or municipal medical insurance.

1. At present, China's medical insurance implements territorial management, so there are several medical insurance co-ordination areas, including large and small co-ordination, provincial co-ordination, municipal co-ordination, district and county co-ordination, etc.

2. How to determine whether you are a provincial medical insurance or a municipal medical insurance is very simple. You just need to see where your medical insurance is paid.

The method of knowing whether one's medical insurance is provincial medical insurance or municipal medical insurance

1, you can bring your ID card to the local social insurance center for enquiry;

2. If you have a medical insurance card, you can look at the contents of the medical insurance card;

3. You can call the national unified social security consultation telephone number 12333.

The difference between provincial medical insurance and municipal medical insurance

1. Designated medical institutions are different. There are more provincial medical insurance than municipal medical insurance designated medical institutions (most provincial hospitals are not municipal medical insurance designated hospitals);

2. Medication and examination for medical treatment and hospitalization are different. The number of medical treatment and hospitalization drugs and inspection items in provincial medical insurance are more than those in municipal medical insurance;

3. There are more drug purchasing outlets in provincial-level medical insurance designated retail pharmacies than municipal-level medical insurance;

4. The provincial medical insurance cost exceeds the municipal medical insurance medical insurance card.

5. The reimbursement rate is different, and the situation varies from place to place. The reimbursement rate of general provincial medical insurance is higher than that of municipal medical insurance.

6. Provincial medical insurance can only be kept by the employees and files of provincial units in the provincial talent agency center, and handled by the provincial pension as a whole, while municipal medical insurance can only be kept by the employees and files of municipal units in the municipal talent agency center, and handled by the municipal pension as a whole.

7. Provincial medical insurance can be hospitalized in any hospital (participated in the designated medical insurance hospital). However, municipal medical insurance can only be treated and hospitalized in municipal hospitals (participating in designated hospitals for medical insurance).

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.