What are the contents of enterprise social security

Five types of social insurance: old-age insurance, work injury insurance, medical insurance, maternity insurance and unemployment insurance

Social insurance refers to a social and economic system that provides income or compensation to a population that is incapacitated, temporarily out of the workforce, or suffers losses due to health reasons. The main items of social insurance include pension insurance, medical insurance, unemployment insurance, work injury insurance, and maternity insurance.

I, the company bought the social security five kinds of insurance role is as follows:

1, old-age insurance

Participating in the basic old-age insurance of individuals, to reach the legal retirement age when the cumulative contributions of fifteen years, the monthly basic pension.

Individuals who have participated in basic old-age insurance and died of illness or work-related illness, their survivors are entitled to receive funeral grants and pensions; those who have become disabled due to illness or work-related illness and have lost all their labor capacity before reaching the legal retirement age are entitled to receive invalidity allowances. The funds required are paid from the basic pension insurance fund.

2. Medical insurance

Individuals who have participated in basic medical insurance for employees and have made contributions for a total of the number of years stipulated by the state by the time they reach the statutory retirement age will no longer have to pay the basic medical insurance premiums after their retirement, and will be entitled to basic medical insurance in accordance with the state regulations.

3. Work Injury Insurance

If an employee is injured in an accident or suffers from an occupational disease as a result of work, and the injury is recognized as a work-related injury, he/she shall enjoy work injury insurance benefits; among them, if he/she loses his/her ability to work as determined by the evaluation of his/her ability to work, he/she shall enjoy disability benefits. If an injured worker meets the conditions for receiving a basic pension, the disability allowance shall be suspended and he/she shall enjoy basic pension insurance treatment. If the basic pension insurance treatment is lower than the disability allowance, the difference shall be made up from the Work Injury Insurance Fund.

4. Unemployment Insurance

Unemployed persons shall receive unemployment insurance benefits from the Unemployment Insurance Fund if they meet the following conditions:

(1) the employer and the person himself have paid unemployment insurance premiums for one year prior to becoming unemployed;

(2) the person has interrupted his employment not because of his own will;

(3) he has been registered as unemployed and has a requirement to find a job. . During the period of receiving unemployment insurance benefits, the unemployed person participates in the basic medical insurance for employees and enjoys the basic medical insurance benefits. The basic medical insurance premiums to be paid by the unemployed person are paid from the Unemployment Insurance Fund, and the individual does not pay the basic medical insurance premiums.

5. Maternity insurance

If an employer has paid maternity insurance premiums, its employees are entitled to maternity insurance treatment; the employee's unemployed spouse is entitled to treatment of maternity medical expenses in accordance with state regulations. The necessary funds are paid from the Maternity Insurance Fund.

Legal basis:

Article 58 of the Social Insurance Law of the People's Republic of China (PRC) An employer shall, within thirty days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the employer fails to register for social insurance, the social insurance agency shall authorize the social insurance premiums to be paid by the employer.