Can I pay 15 for rural old-age insurance combined with five insurances?

No, according to the relevant regulations of our country, rural endowment insurance and social security cannot be merged. In China, endowment insurance is divided into three categories: basic endowment insurance for enterprise employees, new rural social endowment insurance and urban residents' social endowment insurance. The latter two categories can also be merged into social endowment insurance for urban and rural residents. Rural insurance is a relatively broad concept. Usually we refer to rural medical insurance. The so-called rural medical insurance of course refers to the new rural cooperative medical system. This is the voluntary participation of villagers, and the sources of financing are individuals, collectives and the government to solve the problem of farmers' "difficulty in seeing a doctor".

Of course. According to national regulations, agricultural insurance and social security cannot be insured repeatedly in principle. However, in practice, due to different security systems, different specific requirements in different regions, and different implementation efforts, sometimes the insured pays two insurances at the same time.

Rural social security and employee social security cannot be merged, as follows:

1. The new rural cooperative medical system adopts the methods of individual payment, collective support and government subsidy to raise funds, and the payment object is farmers. Social security payment targets are state-owned enterprises, collective enterprises, foreign-invested enterprises, private enterprises and other urban enterprises and their employees;

2. The new rural cooperative medical system and social security are two systems. One of their purposes is to receive a pension after reaching the legal retirement age, but a person cannot receive two pensions. Therefore, the new rural insurance and social security cannot be merged.

To sum up, no, according to the relevant regulations of our country, rural endowment insurance and social security cannot be merged. In China, endowment insurance is divided into three categories: basic endowment insurance for enterprise employees, new rural social endowment insurance and urban residents' social endowment insurance.

Legal basis:

Article 3 of the Interim Measures for the Connection of Urban and Rural Endowment Insurance System

After reaching the statutory retirement age, those who participate in the endowment insurance for urban employees and the endowment insurance for urban and rural residents can apply for transferring from the endowment insurance for urban and rural residents to the endowment insurance for urban employees, and pay corresponding treatment according to the endowment insurance for urban employees. If the payment period of endowment insurance for urban workers is less than 15 years, you can apply for transferring from endowment insurance for urban workers to endowment insurance for urban and rural residents. When the conditions for receiving the pension insurance for urban and rural residents are met, the corresponding treatment shall be paid according to the pension insurance for urban and rural residents.