How to buy social security at the age of 45

Social security can still be paid at the age of 45, and social security payment must be implemented in accordance with the relevant policies of the social security department where the unit or individual is located.

According to the relevant provisions of the Labor Law, child workers under the age of 16 cannot participate in social security, and employees or individuals over the statutory retirement age cannot participate in employee social security. Among them, the legal retirement age is 60 for men, 55 for female cadres and 50 for female workers. Therefore, at the age of 45, you can still participate in employee social security.

If a company pays social security for its employees, the financial department of the company will refer to the social security payment ratio of the place where the company is located and deduct the employee's salary. The employee's company will pay the salary to the social security department on behalf of the employee and feed back the salary table to the employee.

To pay in the name of an individual, the applicant must apply for paying social security in the name of an individual with personal information such as his ID card and a recent one-inch bareheaded photo, and apply to the social security bureau where the household registration is located. The specific payment amount is determined according to the average monthly salary and payment level of social workers where the applicant is located.

Pension insurance payment period 180 months, male medical insurance payment period of 25 years, female medical insurance payment period of 30 years. After retirement, you can enjoy pension benefits and medical expenses reimbursement benefits. So remember to pay social insurance in full and on time during the usual payment process.