What risks does social security cover? What are the five risks?

Social security refers to the system that the state establishes a social insurance fund through legislation to give necessary special help to workers who participate in labor relations when they lose their ability to work or are unemployed. The main items of social insurance include old-age social insurance, medical social insurance, unemployment insurance, industrial injury insurance and maternity insurance. There are five kinds of insurance, which is what we often say. For more detailed interpretation of social security issues, click to read "There are so many secrets hidden in the social security card, don't say I didn't tell you! 》

The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability.

In China, social insurance is an important part of the social security system, occupying a core position in the whole social security system. In addition, social insurance is a contributory social security. The funds are mainly paid by employers and workers themselves, and the government finances give subsidies and bear the ultimate responsibility. However, workers can only enjoy the corresponding social insurance benefits if they fulfill their statutory payment obligations and meet the statutory conditions.

With social security, it is recommended to buy commercial insurance to make up for the lack of social security. Dad Insurance is a professional third-party insurance consulting platform, which can provide customers with one-stop claims assistance services, legal aid, fund advance, medical management, rehabilitation management, spiritual counseling and other value-added services.