How to get the rural residents' pension in the social security card?

1. How to collect the rural residents' pension in the social security card?

The insured person applies to the bank for withdrawal, and the bank examines whether it meets the withdrawal conditions. If the withdrawal conditions are met, a tax will be deducted and the money will be transferred to the account designated by the applicant. Those that do not meet the extraction conditions cannot be taken out.

The insured person who has received the basic pension may apply to the bank where the account is located for personal pension. After accepting the application, the commercial bank verifies the qualifications of the participants through the information platform, obtains the participants' own social security card bank account, and transfers the funds into the participants' own social security card bank account after the individual income tax is withheld and remitted in the way selected by the participants.

Insured persons who meet the requirements of receiving personal pension, such as completely losing their ability to work, going abroad to settle down or other circumstances stipulated by the state, may submit the conclusion of labor ability appraisal and the certificate of going abroad to commercial banks. After the commercial bank reviews and submits it to the information platform for verification and filing, it will handle the collection procedures for the participants.

Second, can the endowment insurance be taken out?

Personal account pension is the funds saved for retirement during personal work, and it is an important part of basic old-age insurance benefits. So, can the pension insurance be taken out? Bian Xiao said that according to the policy, before reaching the age of receiving benefits, the basic old-age insurance relationship should not be terminated, and the surrender procedures should be handled. Of course, under some special circumstances, you can still apply for retirement insurance and withdraw the money at one time. We can selectively see if we meet:

1, reaching retirement age, not meeting the payment conditions 15 years (full payment of personal account deposit);

2. The insured dies for some reason;

3. The insured goes abroad to settle down;

4. If you die after retirement and there is a balance in your personal account, you can apply for surrender under these circumstances, but the success depends on the relevant policies of various places.

Three, migrant workers interrupt payment, how to deal with personal accounts?

Migrant workers interrupt payment, by the original insured social security institutions to retain their basic old-age insurance relationship, save all their insurance payment records and personal accounts, personal account storage amount to continue to interest according to the provisions. Migrant workers who return to urban employment and continue to pay insurance premiums, whether they return to their original insured places for employment or go to other cities and towns for employment, should calculate their payment years cumulatively and their personal account storage amount should be combined. If the accumulated payment period is over 15 years or more, they will enjoy the same basic old-age insurance benefits as urban workers after reaching the national statutory retirement age.

legal ground

People's Republic of China (PRC) social insurance law

Fifteenth basic pension consists of overall pension and individual account pension.

The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.