What are the social insurance premiums? How to calculate

China's social insurance basically includes: old-age insurance, unemployment insurance, medical insurance, industrial injury insurance and maternity insurance.

1, payment of basic old-age insurance

The enterprise contribution rate is about 20%, and the billing basis is the total salary of last month. The personal rate of enterprise employees is 8%, and the billing basis is the average monthly salary of employees in the previous year, which is approved by the social security agency. The rate of public institutions is different, and the charging basis of employees is the basic salary that I should pay last month. The unit takes the sum of all employees' individual contributions as the charging basis.

The rate of urban individual industrial and commercial households, freelancers and those who continue to pay fees after the termination of labor relations is 20%, and 8% is included in personal accounts. The charge is based on my monthly salary. The rate for employees of individual industrial and commercial households is 8%. The basis for charging must be approved by the social security agency.

2, the use of basic pension

Unit contribution rate 2%, individual contribution rate1%; The billing basis is the total salary of last month.

4, the issuance of unemployment insurance fund

If the accumulated payment time is over 1 year but less than 5 years, the longest period for receiving unemployment insurance benefits is 12 months; If the accumulated payment time is less than 10 years, the longest period of receiving unemployment insurance benefits is 18 months; If the accumulated payment time exceeds 10 years or more, the longest period for receiving unemployment insurance benefits is 24 months.

3, the basic medical insurance premium

The rate of unit payment is about 6%, and the rate of individual employees is 2%. The billing basis of the enterprise payment part is the total salary of last month, and the billing basis of government institutions, private non-enterprise units, social organizations and individual employees is approved by the social security agency.