What's the use of social security?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

1. What's the use of social security?

Social security is to ensure the most basic living standard of each of us, and to ensure that the elderly are provided with a sense of security and medical care. For example, it is impossible for us to eat whole grains without getting sick. After getting sick, there will definitely be related expenses. Of course, I hope a country or a unit will contribute to us. Wouldn't it be better? This is the advantage of social security.

2. I heard that besides the company's salary, 8% was deducted from my salary as a fund, but is this really the case? Isn't the salary less?

Of course, the payment is calculated by the state, enterprises and individuals in proportion, and the proportion of units and individuals is as follows:

Medical insurance: 2% for individuals and 8% for units;

Endowment insurance: individual 8%, unit12%;

Unemployment insurance: individual 1%, unit 2%;

Industrial injury insurance: no individual, unit1%;

Maternity insurance: no individual, unit 1%.

Work injury and maternity insurance expenses shall be borne by the unit.

For example, if the salary is 2500 yuan per month, then the premium it needs to pay is:

Medical insurance: 2500*2%=50 yuan, unit 2500*8%=200 yuan;

Endowment insurance: 2500*8%=200 yuan, and the unit is 2500* 12%=300 yuan;

Unemployment insurance: 2500* 1%=25 yuan, unit 2500*2%=50 yuan;

Work-related injury insurance: no individual, unit1500 *1%=15 yuan.

Maternity insurance: no individual, unit1500 *1%=15 yuan.

So the personal total is: 275 yuan, and the unit total is: 580 yuan.

The calculated data may be different from the actual data, but the calculation method is like this.

3. What if I quit my job and leave the company's social security? Will it be converted into cash and returned to me?

Social security can be transferred or returned to you in cash after leaving your job. I suggest you handle the transfer, after all, we will all provide for the elderly.

4. When did the social security fund enjoy it?

The state stipulates that the current pension collection time is: men over 60 years old and women over 55 years old can apply for a monthly pension. Therefore, endowment insurance is at this age; (two) medical insurance can be reimbursed as long as it is paid for one year; (3) In case of work-related injury, enjoy work-related injury insurance; (4) Unemployment (maternity) insurance for this case.