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How to apply for the suspension of medical insurance
The health insurance is also called social medical insurance, and it can reimburse you for the costs incurred in the process of medical treatment. In general, urban workers' health insurance is partly paid by the unit and partly paid by themselves. However, for those who are going to jump ship or look for a new job, and have not found a suitable company for the time being, you can choose to stop paying for the medical insurance.
A, health insurance report stop need to prepare the information
1. If it is a personal report to stop the health insurance, you need to take my ID card, household registration and health insurance card to the local social security bureau window to handle.
2. If it is an enterprise to stop the medical insurance, you only need to enter the name and password of the enterprise account on the social security network, go to the personnel increase or decrease, click on the personnel to reduce the number of business to submit a declaration, and then go to the labor bureau to print the certificate of termination of labor contract can go to the social security bureau for the reduction of personnel.
Second, what do you need to bring to get a health insurance card
1. Unit for: bring the employee's employment certificate, both signed employment contract (to indicate the amount of monthly wages and income), original ID card, to the company's location of the social security agency to go to apply for.
2. Individuals for: personal name to pay the need to apply to the social security bureau where the household registration, the procedures include: my ID card, recent crownless one-inch photo to prepare two, premiums, application form and so on can be. And you can only apply for two kinds of pension and medical insurance.
Additionally, the requirements for what materials need to be brought to receive a medical insurance card vary from place to place, therefore, it is recommended that before applying for a medical insurance card, consult with the local social security bureau or social security card processing organization, consulting telephone number: 12333!
Three, individual social security insurance suspension method
Bring your personal ID card and the original insurance procedures, go to the social security bureau of the insurance office. The hall to apply for pension insurance personal account sealing on it!
Fourth, the consequences and formalities of the social security stop:
The cumulative contribution period must be more than 15 years, otherwise you can not enjoy the pension benefits. Although the cumulative contribution period of more than 15 years, you can enjoy the pension, but the longer the contribution period, the more the amount of contributions, the future pension will be more, and vice versa, less.
Social health insurance cannot be added up, and there is a six-month waiting period after an interruption. Medical insurance has a three-month buffer period, that is, within three months to make up the payment, can be calculated cumulatively, otherwise you need to recalculate the number of years of payment, and can not enjoy reimbursement, rather than the so-called "null and void".
Fifth, for medical insurance suspension procedures
Laborers as long as the ID card, social security card to the social security bureau service hall to apply for the suspension of personal pension insurance and medical insurance from the contributions, and then the original social security number reported to the unit, the unit for the social security staff the next month will help you for social security renewals, and does not affect the cumulative number of years of contributions of the laborers.
Pension insurance to pay at least 15 years, and later to the time of retirement in order to enjoy a pension for life, if you are male, according to the age of 60 years of age retirement calculation, from now on to retirement exactly 15 years, can ensure that you retire to receive a monthly pension; if you are a woman (50 or 55 retirement), to the time of retirement did not pay 15 years, you can apply for a delay in the retirement formalities to make up for the underpaid years, to the formal processing of social security. years, to the formal retirement procedures, does not affect your enjoyment of the monthly pension treatment, if you do not want to delay retirement, you can also choose to make up for the one-time payment.
Medical insurance to men to pay a total of 30 years, women to pay a total of 25 years, in order to enjoy the health insurance treatment after retirement (here said the medical insurance contribution period includes two pieces, one is the deemed contribution period, this is related to the length of service, and one is the actual contribution period, that is, the actual contribution time, is generally to pay a minimum of 10 years, the actual contribution period and the deemed contribution period added, the male full of 30 years, female full of (30 years for men and 25 years for women), if the minimum number of years of contributions is not reached at the time of retirement, the insured person to apply for retirement procedures in the city of the previous year's average monthly salary of employees as the basis for a lump sum to make up for the difference in the month of the basic medical insurance premiums, but also enjoy the basic medical insurance treatment of retirees.
Legal basis:
《中华人民****和国社会保险法》 Article 23 Employees shall participate in the basic medical insurance for employees, and shall pay the basic medical insurance premiums by the employing unit and the employees in accordance with the state regulations***.
Individual industrial and commercial households without employees, part-time employees who do not participate in the basic medical insurance for employees in the employing organization, and other flexibly employed persons may participate in the basic medical insurance for employees, and individuals shall pay the basic medical insurance premiums in accordance with the state regulations.
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