How much can I get back from social security when someone dies?

About 40% of the social security fees paid by individuals enter personal accounts, and the remaining 60% are included in social pooling funds. If they are flexible employees, they can only return about 1/3 of the individual contributions after their death, and the rest will be included in the national pooling fund. According to local specific regulations, family members can also receive funeral subsidies and pensions.

How much money can be refunded depends on many factors, including the proportion of individual contributions and local social security policies. It is recommended to consult the local social security department for more accurate information.

Benefits of social security:

1, pension: cumulative payment 15 years, and you can enjoy the pension when you retire.

2. Medical care: continuous payment meets the local medical insurance reimbursement standards, and hospitalization can be reimbursed. When you retire, you can enjoy lifelong medical insurance after retirement by paying a certain number of years of medical insurance.

3. Unemployment: continuous payment 1 year, and unemployment benefits can be enjoyed if you leave your job due to the company or the contract expires.

4. Work-related injury: If a work-related injury occurs during the working hours of the enterprise, you can enjoy the corresponding work-related injury reimbursement treatment. .

5. Childbirth: the continuous payment time meets the local time requirements.

To sum up, surrender is the surrender of the individual payment part, and the whole part is not surrendered. If you pay all your personal expenses, you can get a refund of at least 40 thousand, excluding funeral expenses and pensions. If the refund amount is determined, first go to the pension insurance center to check the amount of personal account and the local funeral expenses standard, and there will be an accurate refund amount.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 4

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 58

The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.

The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.