How much will Guangzhou pay for social security in 2022? List of social security payment base and proportion in Guangzhou in 2022.

List of social security payment base and proportion in Guangzhou in 2022. How much is social security in Guangzhou in 2022? Take a look at the latest related information with me.

Since 202 1 12 1, the monthly minimum wage in Guangzhou has been adjusted to 2300 yuan. Therefore, the minimum base of unemployment, work-related injury and disability insurance in Guangzhou is implemented simultaneously according to the Guangzhou minimum wage standard 2300.

The amount of social security fee mainly depends on the level of social security you have to pay and the payment base.

1 Adjust the medical insurance base.

From June 2022 1, the social security assistance scheme in Guangzhou ended and resumed according to the corresponding standards of 20021social security year. The payment base is the same as the lower limit standard of employee social medical insurance and maternity insurance.

_ medical insurance

1, social medical insurance for employees

Upper and lower limit of payment base: 6757-33786 yuan

Unit contribution ratio: 5.5%

Individual contribution ratio: 2%

2. Medicaid for employees with major diseases

Payment base: 1 1262 yuan.

Unit contribution ratio: 0.26%

_ Maternity insurance

The employee contribution base is calculated according to the average monthly salary of the previous year;

1, which is lower than 60% of the average monthly salary of employees in Guangzhou last year, shall be calculated according to 60% of the average monthly salary of employees in Guangzhou last year (6757 yuan);

2. If it is higher than 300% of the average monthly salary of employees in Guangzhou last year, it shall be calculated according to 300% of the average monthly salary of employees in Guangzhou last year (33,786 yuan);

2 Adjust the salary base

Guangdong Province decided to adjust and raise the monthly minimum wage and part-time hourly minimum wage from 202 1 12 1. This adjustment still maintains four types of standards.

Since 202 1 12 1, the monthly minimum wage in Guangzhou has been adjusted to 2300 yuan. Therefore, the minimum base of unemployment, work-related injury and disability insurance in Guangzhou is implemented simultaneously according to the Guangzhou minimum wage standard 2300.

3. Adjust the proportion of old-age insurance contributions

Guangdong province, the province's insured employers (including individual industrial and commercial households with employees) temporarily declare and pay the basic old-age insurance premium for enterprise employees at 1.5% during 2022. Therefore, from June 65438+ 10, 2022, the contribution ratio of pension insurance units in Guangzhou was adjusted to 15%.

At present, the social security level in Guangzhou is divided into urban and rural social security in Guangzhou or urban and rural social security outside Guangzhou, and the payment base range is 2 100-99999 yuan. Everyone chooses a different payment base, which is also the main reason for the different expenses.

For example, in August, 2020, the minimum payment base of urban social security in Guangzhou was 2 100 yuan, and the total social security fees to be paid was 882.32 yuan, of which individuals had to pay 43 1.94 yuan (individuals can go to official website to calculate the fees with one click).

Question extension: Should the social security payment base be high or low?

A: It depends on your financial conditions. The higher the social security payment base, the more personal account deposits, which has an important impact on the amount of retirement pension.

Pension has two components: personal account balance+overall basic pension. Among them, several important related factors include: the average salary of last year, the social security base paid by the insured when they joined the insurance, and the average social salary at that time. Specific formula:

Personal account pension = accumulated amount of personal account ÷ calculated months (at present, the calculated months of female employees after retirement in China are 195, and the calculated months of male employees after retirement are 139. )

Basic pension = the average salary of retired workers in this city in the previous year ×( 1+ my average contribution index) ÷2× payment period × 1%.

It can be seen that the longer the payment period, the higher the payment base, and the more pensions individuals receive, which is also the principle of "paying more and getting more, and paying more for a long time".