Payment Grade of Medical Insurance in Chengdu in 2022

Chengdu social security payment is divided into four grades, namely 100%, 80%, 60% and 40%. Choose different payment grades according to different personal circumstances. Generally speaking, for example, the pension insurance standard is 8% of the individual's monthly salary, and the medical insurance standard is 1% of the individual's monthly salary. For employers, endowment insurance is 20%. Work injury insurance and unemployment insurance are paid by the employer, and employees do not have to pay.

Chengdu social security payment base 2022 latest:

Monthly payment of various social insurance premiums = ∑ (monthly payment base of various insurances for employees × payment ratio of various insurance units+monthly payment base of various insurances for employees × payment ratio of various insurance individuals).

According to the provisions of documentNo. [202 1]77 issued by Sichuan People's Society, from 2022 1, the contribution rate of employers (individual industrial and commercial households with employees) of basic old-age insurance for enterprise employees in Sichuan Province is 16%, and the individual contribution rate of employees (including individual industrial and commercial households) is 8%.

The payment standard of medical insurance depends on the actual situation.

Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks. The medical insurance fund is established through the contributions of employers and individuals. After the insured person has medical expenses, the medical insurance institution will give certain economic compensation.

The establishment and implementation of the basic medical insurance system has gathered the economic strength of units and social members. With the government's funding, sick social members can get the necessary material help from society, reduce the burden of medical expenses, and prevent sick social members from becoming poor due to illness.

Commercial medical insurance can be divided into reimbursement medical insurance and compensation medical insurance. Reimbursement medical insurance means that the medical expenses spent by patients in hospitals are reimbursed by insurance companies, which are generally divided into outpatient medical insurance and inpatient medical insurance.

Legal basis:

People's Republic of China (PRC) social insurance law

Thirtieth the following medical expenses are not included in the basic medical insurance fund payment scope:

(a) shall be paid by the industrial injury insurance fund;

(2) It shall be borne by a third party;

(3) borne by public health;

(4) Go abroad for medical treatment.

Medical expenses that should be borne by a third party according to law. If the third party is unable to pay or cannot determine the third party, the basic medical insurance fund will pay in advance. After the basic medical insurance fund pays in advance, it has the right to recover from the third party.