Job Recruitment Website - Social security inquiry - Is the endowment insurance paid by the village the same as that paid by the unit?
Is the endowment insurance paid by the village the same as that paid by the unit?
In my hometown, I paid endowment insurance and medical insurance for urban and rural residents, and paid five insurances for employees in my unit. Although they are all social security, there are huge differences in payment and treatment, and only one of them is allowed.
2. Different payment fees
Residents' social security is paid by individuals and subsidized by the government, with a maximum of several thousand yuan a year and a minimum of 100 yuan, with low cost.
Employee social security is a high cost for individuals and units, tens of thousands every year.
3. Different insurance qualifications.
Residents' social security is required to be paid at the place of household registration, and employees' social security can participate in the whole country no matter where the household registration is.
4. Different treatment
Residents' pensions are less, and most basic pensions are less than 100 yuan, which can be improved by individual paying more. The proportion of medical insurance reimbursement is only about 50%.
The employee pension 1000 yuan is increasing every year. The proportion of medical insurance reimbursement can reach 90%. They can also retire from medical insurance after reaching the fixed number of years and enjoy free medical insurance treatment for life.
Legal basis: People's Republic of China (PRC) Social Insurance Law.
Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.
Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.
Article 4 Employers and individuals in People's Republic of China (PRC) shall pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.
Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.
Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan.
The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.
The state supports social insurance through preferential tax policies.
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