Can I reimburse my social security card if I don't pay my medical insurance?

You can't reimburse yourself if you have a social security card and haven't paid medical insurance.

1. The social security card is the voucher for participating in social medical insurance.

2. Holding a social security card but failing to pay medical insurance premiums as required, medical expenses cannot be reimbursed.

3. Social security card functions include medical expense settlement and personal medical insurance account management.

4. When seeking medical treatment in the hospital, the medical expenses need to be paid in full by the individual.

Function and application of social security card;

1. Identity authentication: the social security card has the function of identity authentication, which can be used as identity identification for cardholders when seeking medical treatment or purchasing medicines;

2. Medical services: social security cards are used for medical settlement in medical institutions, and some medical expenses can be paid directly by credit card;

3. Information inquiry: Cardholders can inquire personal social security information through social security cards, including payment records, medical expense reimbursement, etc.

4. Cash withdrawal: In some areas, social security cards also have the function of bank cards, which can be used for cash withdrawal and consumption;

5. E-wallet: The social security card has a built-in e-wallet function, which can be used for small payments, such as bus cards.

To sum up, although the social security card is an important voucher to participate in social medical insurance, it has the functions of medical expense settlement and insurance account management, but the cardholder fails to pay the medical insurance expenses according to the regulations, and will not be able to enjoy the reimbursement of medical expenses when seeking medical treatment, and must bear all the expenses by himself.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 26

The basic medical insurance for employees, the new rural cooperative medical system and the basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Article 28

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.