What should I do if the company pays three insurances and does not include medical care?

It is illegal for a company to pay three insurances excluding medical treatment. Social security mainly includes five insurances, mainly medical insurance, endowment insurance, unemployment insurance, work injury insurance and maternity insurance. Units pay three insurances, excluding medical care, and the ways for employees to protect their rights include:

1. Complain to the administrative department and ask the administrative department to recover the unpaid social insurance premium according to law.

At this stage, the administrative department of human society is mainly responsible for recovering insurance premiums. In the reform of social insurance fee collection system, the right to collect social insurance is transferred from the human society department to the tax department. However, at present, the mode of "social security and medical insurance verification and collection" is implemented, and the payer still reports to the social security and medical insurance agency according to the existing methods, channels and time limit, and the social security and medical insurance agency verifies the types, payment years and payment amount of social insurance premiums to be paid.

2. According to the Labor Contract Law of People's Republic of China (PRC), if the employer fails to pay social insurance premiums for the employee according to law and the employee terminates the labor contract, the employer shall pay economic compensation to the employee.

3. If the company fails to pay social insurance and causes losses to its employees, it shall be liable for compensation.

If the unit fails to pay social insurance and causes losses to the workers, there are the following situations: if the workers are injured at work and fail to pay work-related injury insurance, the company will compensate the workers for their work-related injury benefits; Medical expenses incurred by employees who are sick due to failure to pay medical insurance shall be reimbursed by social security units.

legal ground

People's Republic of China (PRC) social insurance law

Twenty-third employees should participate in the basic medical insurance for employees, and the employer and employees should jointly pay the basic medical insurance premiums in accordance with state regulations. Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.