How to use Tianjin medical insurance card for the first time

Medical insurance is the inevitable result of social progress and production development. With medical insurance, we can use the money in the medical insurance card when we see a doctor and buy medicine.

First, the first use process of medical insurance card

Activation is required before first use.

To activate the medical insurance card:

It can be activated by SMS on the self-service SMS platform, synchronized with the financial function, and activated by the agency on the spot. After the social security card is activated, the original medical insurance card is automatically terminated.

1. Look at the upper left corner of your social security card information page and determine which card-issuing bank is identified on your social security card page.

2. After determining the issuing bank, I hold my social security card and valid identity documents to go through the activation procedures of the social security card at the business outlets of the issuing bank marked on the card surface.

3. The password of the new medical insurance card is six digits from the second digit of the ID number from the back to the front, and the password can be reset at the same time of activation.

Two, the medical insurance card lost to re submit the required information.

1. If it is the same bank before and after the card change, I will report the loss to the employee medical insurance card service bank with my valid certificate, and the street labor security service center will accept the social security card application with the bank's report of loss and my valid certificate for 45 working days. After receiving the social security card and injecting capital, the amount in the original medical insurance card will be automatically transferred to the social security card without clearing it.

2. If the card is not the same bank before and after the card change, then the social security card collection process is the same. However, the amount in the original medical insurance card will not be automatically transferred to the social security card, and a valid certificate is required to issue the Notice of Clearing the Employee's Medical Insurance Card at the social security sub-center of the insured place. With the notice and my valid certificate, go to the original employee medical insurance card service bank to cancel the medical insurance card.

Third, the consequences of cashing out the medical insurance card

1. For those who defraud the social security fund, they shall only be ordered to return the defrauded social insurance money and impose a fine of more than two times and less than five times the amount defrauded.

2. There are several major problems in cash supervision:

(1) The legislation is unclear, and the social insurance law does not clearly stipulate the use of funds, resulting in insufficient law enforcement basis;

(2) insufficient law enforcement power;

(3) Refurbishment of cash-out means requires checking the receipt and delivery list during investigation, which is a heavy workload.

3. At present, there are only two situations in which medical insurance cards can be cashed out. First, the insured dies suddenly, and his heirs can withdraw all the money, principal and interest from his medical insurance card. If an heir participates in medical insurance, he can transfer it to his own medical insurance card by transfer.

The second is that the insured needs to leave the insured city, and he must stop the medical insurance card first, and then he can withdraw money from the account by stopping the insurance. However, if this person has been insured in other cities, he must transfer the money in the deactivated medical insurance card to a new account. I hope the above contents are helpful.

Legal objectivity:

Accounting system of social insurance fund Article 28 Expenditure of employee's basic medical insurance fund includes employee's basic medical insurance treatment expenditure, transfer expenditure, subsidy to subordinates, superior expenditure and other expenditures. Employees' basic medical insurance benefits are included in the employees' basic medical insurance fund benefits and employees' basic medical insurance personal account benefits according to regulations. Employee's basic medical insurance fund treatment expenditure refers to the medical expenses compensation expenditure paid by the co-ordination fund, including hospitalization expenses, outpatient serious illness and outpatient co-ordination expenses, within the scope of co-ordination fund payment according to regulations, above Qifubiaozhun and below the maximum payment limit. In the co-ordination areas where maternity insurance and employee basic medical insurance are merged, the employee basic medical insurance co-ordination fund treatment expenditure includes maternity treatment expenditure. Maternity treatment expenses include maternity medical expenses and maternity allowance expenses. Employee basic medical insurance personal account treatment expenditure refers to the expenditure paid by personal account according to regulations, mainly including outpatient expenses, hospitalization expenses and medical expenses incurred in designated retail pharmacies. Personal account funds shall not be used for non-medical expenses in principle. The basic medical insurance fund for employees shall, according to the specific circumstances, subsidize the lower-level expenditures and the higher-level expenditures respectively in the overall fund and the individual account fund. The transfer expenses of the employee's basic medical insurance fund shall be charged in the individual account fund.