Wuhan five insurance and gold payment standard in 2023

Wuhan five insurance and one gold payment standard in 2023 is as follows:

1, pension insurance

Pension insurance individual contribution rate of 8%, the unit contribution rate of 20%

2, medical insurance

Medical insurance individual contribution rate of 2%, the unit contribution rate of 10%;

3, unemployment insurance

Unemployment insurance individual contribution rate of 0.2%, the unit contribution rate of 1%;

4, maternity insurance

Maternity insurance individual does not contribute, the unit contribution rate of 0.8%;

5, work-related injury insurance

Work-related injury insurance individual does not contribute, the unit contribution rate of 0.8%;

6, provident fund

Provident fund individual contribution rate of 12%, the unit contribution rate of 12%.

The conditions for receiving the social security contribution base of the five insurance policies are as follows:

1. Pension insurance: the cumulative number of years of contributions reaches 15 years and above, and you can receive a monthly pension after meeting the legal retirement age;

2. Medical insurance: the number of years of contributions reaches 20-25 years, and you can enjoy medical insurance for life only after meeting the retirement age;

3. p>3, unemployment insurance: continuous contributions for one year or more, while meeting other conditions, you can receive unemployment benefits, the longest you can receive 24 months;

4, maternity insurance: continuous contributions for one year, you can be reimbursed for maternity, childbirth costs, but also receive maternity allowance, enjoy maternity leave treatment;

5, work-related injuries insurance: as long as the payment of work-related injuries insurance, work-related injuries and accidents occur during the work period, you will be entitled to the benefits.

6, housing provident fund

(1) if the unit contributes to the housing provident fund, you need to pay the full amount for 6 months, you can use the provident fund loan to buy a house;

(2) if the individual contributes to the housing provident fund, you need to pay the full amount for 1 year, you can use the provident fund loan to buy a house.

In summary, pension insurance, medical insurance and unemployment insurance, these three kinds of insurance are paid by the enterprise and individual **** the same premiums, industrial injury insurance and maternity insurance is entirely borne by the enterprise, individuals do not need to pay.

Legal basis:

Article 2 of the Social Insurance Law of the People's Republic of China

The state establishes a social insurance system of basic pension insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance, etc., and guarantees the right of citizens to obtain material assistance from the state and society according to the law in the case of old age, illness, industrial injury, unemployment and childbirth.

Article 3

The social insurance system adheres to the policy of broad coverage, basic protection, multi-level and sustainability, and the level of social insurance shall be commensurate with the level of economic and social development.

Article 58

An employer shall, within thirty days from the date of employment, apply to a social insurance agency for social insurance registration for its employees. If it fails to register for social insurance, the social insurance administration organization shall approve the social insurance premiums it shall pay.

Individual industrial and commercial households without employees who voluntarily participate in social insurance, part-time employees who do not participate in social insurance with their employers, and other flexibly employed persons shall apply to the social insurance administrative organization for social insurance registration.

The State establishes a nationally unified individual social security number. The personal social security number is a citizen's identity number.