The five insurance a gold medical insurance passbook deposit is what money, 4 years can have how much money

Medicare passbook is the equivalent of a social security card, which can be used to reimburse the cardholder when visiting the doctor. The social security card can be used at designated hospitals, and you will be asked to fill in three social security designated hospitals when you join the company. If you want to purchase medicine outside the hospital after visiting the hospital, you must present a prescription with a special stamp for outside purchases issued by the hospital in order to be reimbursed. The money returned in the passbook is the money you paid yourself + plus a portion of the company's contribution.

First of all, it is important to understand how much we need to contribute to our health insurance each month.

Medicare active employee contribution:

Unit contribution = 9% (basic health insurance) + 1% (large subsidy)

Individual rate = 2% (basic health insurance) + $3 (large subsidy)

Medicare retiree contribution:

Individual contribution = 0 (basic health insurance) + $3 (large subsidy)

Secondly, it is important to Understand the proportion of the unit contribution to the personal account

Medicare incumbent personal account to the amount:

Below 35 years of age (not including 35 years of age) = personal account (2%) + unit account (0.8%) = contribution base * 2.8%

35 years of age (including) - 44 years of age (including) = personal account (2%) + unit account (1%) = contribution base * 3%

Over 45 years old (including) = Individual account (2%) + Unit account (2%) = Contribution base * 4%

Medicare retiree personal account transfer standard:

Retirees under 70 years old = 100 yuan per month (after deducting the large mutual aid of 3 yuan, the actual 97 yuan)

Retirees over 70 years old = 100 yuan per month (after deducting the large mutual aid of 3 yuan, the actual 97 yuan)

Retirees over 70 years old = 100 yuan per month (after deducting the large mutual aid of 3 yuan)

Retirees over 70 years old = monthly Transfer to 100 yuan (after deducting the large mutual aid 3 yuan, the actual 107 yuan)

The specific calculation method is:

(a) Employees less than 35 years of age will be transferred to the personal account at 0.8% of their monthly contribution salary base.

(ii) Employees over 35 years of age and less than 45 years of age are allocated 1% of their monthly contributory wage base to their personal accounts.

(c) Employees over the age of 45 are entitled to 2% of their monthly salary base for contributions to their personal accounts.

(d) Retirees who are less than 70 years old will be allocated 4.3% of the average monthly salary of city employees in the previous year to their personal accounts.

(e) Retirees over 70 years of age are allocated 4.8% of the average monthly salary of city employees in the previous year to their individual accounts.

Base inverse: you pay your own money - 3 yuan divided by 2%.

That is: for example: you pay 103 yuan / month, 103-3 = 100 divided by 0.02 = 5,000, then this 5,000 yuan for your base, if you are 30 years old, then 103 + 40 = 134 yuan.

Note:

Medicare passbook collection needs to be in the first social security units to receive, received or lost pro please at any bank counter with my original ID card for lost medical insurance passbook, and for the payment of a dollar fee to replace it.

The money in the passbook can be taken out at any time, and will not have any effect on the reimbursement. If you feel that it is troublesome to take out the money every month, you can apply for a Beijing Card, and the money in the passbook will be transferred to the Beijing Card automatically every month, which is convenient and fast.

Medicine insurance is different in each region, the standard of living is different, the cost of payment will be different, their salary is not the same payment will be different, then the cost of medical insurance every month is not the same, the money in the passbook can be taken out at any time, there will be no reimbursement of any impact.