Is there a pension after ten years of social security payment?

Legal analysis: when the retirement age is less than the minimum payment time. Can't get a pension. There are two options.

1. Surrender the insurance directly without paying the social security fee. Only refund personal accounts (quite uneconomical, especially if you have paid 10 years).

2. The state cancelled the one-time payment policy. You apply for an extension of monthly payment to postpone retirement. In other words, you apply for self-employment and continue to pay social security (even if you work in the unit, you can't let the unit handle it). Pay monthly, wait for social security to accumulate 15 years, and then go through retirement procedures after 5 years. Receive a pension. Of course, your pension for the previous five years will not be reissued.

Legal basis: Article 16 of the Social Insurance Law of People's Republic of China (PRC). Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.