What if there is no money in the card when the social security is deducted?

The balance of personal social security account is insufficient, and the deduction is unsuccessful. You can make up the arrears next month. Under normal circumstances, the time limit for paying back insurance is determined by the social insurance fee collection agency according to the specific situation of the enterprise.

When dealing with online payment, the following rules should be followed:

1. From the month when the employing unit increases employees, it is required to declare and pay back the social insurance for nearly three months within three months;

2. Pay according to the principle of "sequential payment";

3. When paying back, the social insurance payment wages declared by the employer when handling the increase of employees shall be used as the payment base for paying back;

4. The employer shall pay five social insurances for employees at the same time.

If there is no money in the bank card withheld by social security, if it can be replenished in time within three months, the social security department can deduct all the money in the previous months on a deduction date, which is not considered as termination of insurance, but only if there are enough deduction funds on the bank card. If you can't deposit enough funds in the bank card in a short time, you can apply to the social security department for an extension. The extension period can be three months. If you can't continue to pay after three months' delay, you can postpone it for another three months. If the payment cannot be continued after six months' delay, the insurance can only be stopped. The time of deferred payment is not considered as the time of payment. You can continue to pay if you have money in the future, but you should calculate it according to your age. Better make sure you can reach it.

legal ground

People's Republic of China (PRC) social insurance law

Article 58 An employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.

The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.

Article 60 The employing unit shall declare on its own and pay social insurance premiums in full and on time. Except for legal reasons such as force majeure, the payment shall not be postponed or reduced. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.

Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.

Article 63 If an employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit.

If the employer fails to pay or repay the social insurance premium within the time limit, the social insurance premium collection agency may inquire about its deposit account in banks and other financial institutions; And can apply to the relevant administrative departments at or above the county level to make a decision on the allocation of social insurance premiums, and notify their bank or other financial institutions in writing to allocate social insurance premiums. If the balance of the employer's account is less than the social insurance premium that should be paid, the social insurance premium collection agency may require the employer to provide guarantee and sign a deferred payment agreement.

If the employer fails to pay the social insurance premium in full and fails to provide guarantee, the social insurance premium collection agency may apply to the people's court for sealing up, distraining and auctioning the property whose value is equivalent to the social insurance premium that should be paid, so as to offset the social insurance premium with the proceeds from the auction.