How to settle social security after the death of an elderly person

The settlement of social security after the death of an elderly person involves a number of aspects, including old-age insurance, medical insurance and possible funeral benefits. According to China's social security policy, there are clear rules and procedures for the settlement of social security benefits for the deceased elderly.

I. Settlement of Pension Insurance Benefits

After the death of an elderly person, the balance in his pension insurance account needs to be settled. Family members need to bring their ID cards, death certificates and other relevant documents to the local social security department for the settlement of pension insurance benefits. The social security department will calculate the pension insurance benefits to be paid out based on the old man's years of contributions, the amount of contributions and other factors, and pay them out to the family.

Second, medical insurance treatment settlement

For the medical expenses before the death of the old man, if it is in line with the medical insurance policy, the family can apply to the local medical insurance department for settlement. It is necessary to provide the old man's medical expenses invoices, diagnostic certificates and other related materials. The medical insurance department will review the materials and settle the bill in accordance with the policy and pay the reimbursable medical expenses to the family.

Three, funeral subsidy application

According to China's social security policy, after the death of the elderly, the family can also apply for funeral subsidies. The specific application conditions and standards may vary from region to region, and the family needs to consult the local social security department to understand the relevant policies. Usually, to apply for a funeral subsidy, you need to provide the old man's death certificate, ID card and other related materials, and apply in accordance with the prescribed procedures.

Four, notes

In the process of handling the settlement of social security benefits, family members need to pay attention to the following points:

1, to ensure that the materials provided are true and complete, to avoid settlement failure due to incomplete or false materials.

2. Understand the local social security policies and regulations to ensure that the correct procedures are followed for application and processing.

3. Keep copies or originals of relevant materials in case they are needed later.

In summary:

After the death of an elderly person, the family needs to go to the local social security department for the settlement of pension and medical insurance benefits, and understand the local funeral subsidy policy for application. In the process, you need to follow the relevant regulations and procedures to ensure that you can successfully settle the social security benefits and apply for the corresponding subsidies.

Legal basis:

The People's Republic of China Social Insurance Law

Article 17 stipulates:

Individuals who participate in basic pension insurance and die of illness or non-work-related deaths, their survivors can receive funeral grants and pensions; those who have lost their ability to work due to illness or non-work-related disability before reaching the legal retirement age can receive a invalidity allowance. The required funds are paid from the basic pension insurance fund.

The Social Insurance Law of the People's Republic of China

Article 23 stipulates:

Employees shall participate in basic medical insurance for employees, and the employer and the employee shall pay the basic medical insurance premiums together in accordance with state regulations***. Individual industrial and commercial households without employees, part-time workers who do not participate in the basic medical insurance of employees in the employing organization, and other flexibly employed persons may participate in the basic medical insurance of employees, and individuals shall pay the basic medical insurance premiums in accordance with the state regulations.