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Can I use my social security card to see a doctor?
The role of social security card:
1, the cardholder can take this card to the hospital for personal account settlement of medical insurance:
2. Cardholders can buy medicines at pharmacies;
3. Cardholders can handle medical care, unemployment, pension, work injury, maternity and other related social security affairs;
4. Cardholders can apply for job registration and unemployment registration with the relevant departments;
5. Cardholders can inquire about the total amount of endowment insurance and medical insurance;
You can enjoy the reduction of medical expenses by using the medical insurance card, so you can use the medical insurance card to see a doctor and buy medicine as much as possible, as follows:
1, medical insurance is divided into two accounts, personal account, and the money reflected in the medical insurance card can be used to buy medicines at designated pharmacies, pay outpatient expenses and pay the part of hospitalization expenses that the individual pays; The overall account is managed by the medical insurance center, and the expenses incurred by the insured who meet the local medical insurance reimbursement are paid by the overall account;
2. When seeking medical treatment, show the medical insurance card to the designated hospital to prove the identity and registration of the insured. The part of medical insurance reimbursement is settled by medical insurance and hospitals, and individuals do not need to pay in advance before reimbursement. At the time of checkout, the part paid by the individual is paid by the balance of the medical insurance card and cash;
3. There is a deductible when reimbursement for hospitalization (the deductible standard is generally 10% of the average annual salary of employees in the city last year), which means that the money from the deductible needs to be paid by itself, and the part exceeding the deductible can be reimbursed according to local medical insurance regulations. The proportion of reimbursement varies from place to place, and different projects in different hospitals are also different.
legal ground
People's Republic of China (PRC) social insurance law
Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.
Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan. The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance. The state supports social insurance through preferential tax policies.
Article 59 The state implements the system of essential drugs, and selects an appropriate number of essential drugs to meet the demand for essential drugs for the prevention and treatment of diseases. The state publishes the list of essential drugs, and adjusts the list of essential drugs according to the clinical application practice of drugs, changes in drug standards and the dynamics of newly listed drugs. Essential drugs are given priority in the list of basic medical insurance drugs according to regulations. The state improves the supply capacity of essential drugs, strengthens the quality supervision of essential drugs, and ensures the fair, accessible and rational use of essential drugs.
Article 64 Social insurance funds include basic old-age insurance funds, basic medical insurance funds, industrial injury insurance funds, unemployment insurance funds and maternity insurance funds. In addition to the basic medical insurance fund and maternity insurance fund combined accounting, other social insurance funds are accounted for separately according to social insurance types. Social insurance funds implement a unified accounting system throughout the country. The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it. The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning. The specific time and steps shall be stipulated by the State Council.
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