How much is 20 17 social security retirement?

Pension has always been the focus of people's attention. With the rapid development of our country, the problem of aging is becoming more and more serious. The train of China's aging population has started. Due to the inertia of population reproduction and the reality of low fertility rate in China, the train will not stop, but will go faster and faster until it reaches the future of serious aging.

20 16 G20 meeting of labor and employment ministers closed in Beijing. Yin Weimin, Minister of Human Resources and Social Security, said that the delayed retirement plan is expected to be introduced in 20 17. Then, how much can I get by paying 15 social security when I retire?

1. Pay 15 and how much social security can you receive after retirement:

Pension = basic pension+personal account pension

20 17 new deal: how much can I get from 15 social security when I retire?

In which: basic pension = (average monthly salary of employees in the whole province last year+average monthly payment salary of myself) ÷2× payment period × 1%.

note:

My indexed monthly average payment salary = last year's average monthly salary of employees in the province × my average payment index.

Personal account pension = personal account deposit ÷ months (50 years old 195, 55 years old 170, 60 years old 139)

As can be seen from the above formula, under the same payment period, the level of basic pension depends on the average payment index of an individual, that is, the historical average of the ratio of his actual payment base to the average social wage.

According to the regulations, the "self-contribution average wage index" of each unit is different, generally between 0.6 and 3, that is, the payment is calculated at 60% to 300% of the average wage of employees in that year, mainly considering the difference in income level. High income will lead to a high pay index, but it will not exceed 3.

20 17 new deal: how much can I get from 15 social security when I retire?

Therefore, in the two kinds of calculation of pension, no matter what the situation, the higher the payment base and the longer the payment period, the higher the pension.

Pensions are fixed indefinitely. As long as the recipient is alive, he can enjoy a monthly pension. Even if the personal account pension has been used up, he will continue to pay the basic pension according to the original standard. Moreover, personal pension will increase year by year with the increase of the average monthly salary of employees in society.

Therefore, the longer you live, the more you can get, which is definitely more cost-effective than paying.

2. If you keep paying social security, how to calculate the pension?

Suppose Mr. Li's average annual salary after 2007 is 50,000, and that person's annual salary is 4,000, 15 years and 60,000. Personal account pension = personal account deposit ÷ payment months (50 years old, 65,438+095 months, 55 years old, 65,438+070 months, 60 years old, 65,438+039 months, and 65,438+020 months over 60 years old). Mr. Li retired at the age of 60 and received 60. That is, Mr. Li will retire in 2022 and receive a monthly pension: 2037+462=2499 yuan.

20 17 new deal: how much can I get from 15 social security when I retire?

Social insurance is a measure formulated by the state to protect people's livelihood. Many people think that it is not cost-effective to deduct a part of their salary to pay insurance every month, but it is not. Needless to say, the monthly payment is not much, and the pension payment standard is also increasing year by year. For ordinary people, it is also a "no-loss business."