The latest regulations on the payment standard, use and payment method of five insurances and one gold in Guangzhou in 2023.

Thank you for visiting the latest provisions of the payment standard of five insurances and one gold in Guangzhou, the use and payment method of five insurances and one gold. The following is the relevant information of previous years, and this explanation is used for the time being. If there is any change in the specific content, please refer to the announcement of official website.

The law has stipulated that employers should pay social insurance (pension, medical care, work injury, maternity, unemployment) and housing accumulation fund for workers, which is mandatory to some extent, that is to say, paying "five insurances and one gold" is independent of the wishes of workers or employers. Employers cannot refuse to pay insurance premiums for workers on the grounds that they agree not to pay "five insurances and one gold".

Guangzhou minimum standard of five insurances and one gold.

Experts remind that social security and provident fund contributions are calculated on an annual basis, and after the five insurance and one gold payment base is selected, it will remain unchanged in that year. Take social security as an example: under normal circumstances, the social security payment year is from July 1 day of the current year to June 30 of the following year. For example, the social security payment year is July 1 to June 30, instead of June 1 to June 1 in the natural year.

Therefore, we say that the payment standards for five insurances and one gold usually include the second half and the first half, and the relevant payment standards will change in June and July every year. In addition, each city has different regulations on the payment policies related to social security and provident fund. Please refer to the data published by the Human Resources and Social Security Bureau and the Housing Provident Fund Management Center of your city. The following data is for reference only!

Base and proportion of social security payment in Guangzhou

Social security contribution rate

Endowment insurance: unit 12%, individual 8%

Medical insurance: unit, 8%, individual, 2%, critical illness insurance 12.45 yuan/month.

Unemployment insurance: unit: 1.5%, individual 0.5%.

Work-related injury insurance: unit: 0.5%, and individuals do not have to pay.

Maternity insurance: unit: 0.85%, individuals do not have to pay.