Can the social security card of China Construction Bank be used as a salary card?

First, the functions of social security card and bank card overlap.

At the beginning of the design, the social security card was mainly for the convenience of handling social security-related affairs, such as paying social security fees and receiving social security benefits. However, with the development of financial technology, the functions of social security cards are constantly expanding. Many social security cards have been integrated with bank cards and have the basic functions of bank cards.

As one of them, the social security card of China Construction Bank not only has the social security function, but also has a savings account, which can be used for deposit and withdrawal, transfer and other operations. This means that, technically, the social security card of China Construction Bank can be used as a salary card.

Two, the use of social security card as a salary card matters needing attention

Although the social security card can be used as a salary card in function, in actual operation, the following points should be noted:

1. Confirm the company's support: Before using the social security card as the salary card, you need to confirm with the work unit whether it supports the payment of wages into the social security card account. Different units may have different regulations and requirements, which need to be understood and confirmed in advance.

2. Activate the financial function: When the social security card is used as a bank card, its financial function needs to be activated. You can activate through the outlets of China Construction Bank or online banking to ensure that the social security card can deposit and withdraw money and transfer money normally.

3. Keep the social security card well: As the social security card has the functions of social security and bank card at the same time, once it is lost or stolen, it may bring greater risks. Please take good care of your social security card to avoid revealing personal information and financial security.

To sum up:

The social security card of China Construction Bank overlaps with the bank card in function and can be used as a salary card. However, in practice, it is necessary to confirm whether the work unit supports it, activate the financial function of the social security card, properly keep the social security card and ensure the safety of funds.

Legal basis:

Measures of the People's Republic of China on the Administration of Social Security Cards

Article 16 stipulates:

Provincial, prefecture-level human resources and social security departments that are allowed to issue social security cards should formulate clear rules for the application and management of social security cards, and announce them to the public through express delivery in service places and publicity on government websites. The social security card application management program shall include the following contents:

(a) the function and purpose of the social security card;

(two) the issuance, application conditions and application procedures of social security cards;

(three) the scope of use of social security cards (including use restrictions), the use period and the use method;

(four) the procedures for reporting the loss and reissue the social security card after it is damaged or lost;

(five) the rights and obligations of the card issuer, the cardholder and other relevant parties.

Measures for the administration of bank card business

Article 2 provides that:

The term "bank card" as mentioned in these Measures refers to a credit payment instrument issued to the society by commercial banks (including postal financial institutions, the same below) with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc.

Without the approval of the People's Bank of China, commercial banks may not issue bank cards.