Can I buy rural medical insurance after I have social security for retired employees?

When social security stops, you can pay rural medical insurance. Social security is from high to low for the new rural cooperative medical system. Social security to the new rural cooperative medical system means paying the new rural cooperative medical system fee in the current month and enjoying the new rural cooperative medical system treatment in the next month. After that, the payment is annual and lifelong. First of all, to transfer to rural insurance, it is necessary to stop social insurance, bring the payment voucher issued by the social security bureau of the original unit, and my ID card and household registration book back to the place where I registered, and go directly to the township social security office to apply for insurance. However, the benefits enjoyed by employees' medical insurance and the new rural cooperative medical system are useless, and the reimbursement rate of employees' medical insurance is higher than that of rural medical insurance. It is suggested that you can link the company name first to continue to pay social security, or you can find a new job to continue medical insurance as soon as possible.

1. What is the impact of not paying rural medical insurance for one year?

If you don't pay medical insurance, you won't enjoy the treatment of medical insurance reimbursement, and it is ok to pay it every other year. However, people are always troubled by diseases. Rural cooperative medical care is the most suitable and practical medical insurance that ordinary people can buy even if they are sick. Many big insurance companies have many diseases when you are old. They don't buy relevant medical insurance for ordinary people.

Second, can rural medical insurance be reimbursed in different places?

Rural cooperative medical care can be reimbursed in different places. Reimbursement policies vary from place to place, and reimbursement methods are also different, which can be divided into two types: returning to local newspapers and local reimbursement. Employees should participate in the basic medical insurance for employees according to law, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

To sum up, after the employee's medical insurance is stopped, he can't directly pay the medical insurance for urban and rural residents, and some procedures are needed. Medical insurance is suspended due to employee's resignation or job change. If they can't find a job for a while, there is no unit to pay their own medical insurance, and they need to pay it themselves. You can choose medical insurance for flexible employees or medical insurance for urban and rural residents for transition. When urban and rural residents pay for medical insurance, they need to provide their identity cards and household registration books to prove their identity. Pay the medical insurance premium for urban and rural residents from September to 65438+February every year, and it will take effect in the following year 1 month.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 5

The people's governments at or above the county level will incorporate social insurance into the national economic and social development plan. The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance. The state supports social insurance through preferential tax policies.

Article 25

The state establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies. People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.