Where does the social security card personal account balance come from?

The personal account balance of social security card mainly comes from two aspects: social security fees paid by individuals and state subsidies.

First of all, the social insurance premium paid by individuals is one of the main sources of the personal account balance of social security cards. According to national regulations, every worker needs to pay social insurance premiums according to a certain proportion, including endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. These expenses are jointly paid by the employer and the individual, and the individual part is included in the personal social security account. These contributions will form a personal account balance, which will be used for payment and settlement when individuals enjoy social security benefits.

Secondly, state subsidies are also one of the important sources of personal account balance of social security cards. In order to protect the social security rights and interests of specific groups, the state will provide certain subsidy funds to supplement the balance of individual social security accounts. These subsidy funds are mainly aimed at low-income groups, special groups and difficult groups, aiming at improving their social security level and quality of life. These subsidy funds will be directly transferred to personal accounts to increase the balance of personal accounts.

It should be noted that the personal account balance of social security card can only be used for payment and settlement of specific social security benefits, such as reimbursement of medical expenses and pension collection. Individuals cannot withdraw the account balance as cash or for other purposes.

To sum up, the personal account balance of social security card mainly comes from social security fees paid by individuals and state subsidies. These funds form account balances, which are used for payment and settlement when individuals enjoy social security benefits.

There are several ways to query the personal account balance of social security card. First, you can log in to the social security card official website, enter the correct account information in the personal account login interface, and then select the balance inquiry function. Secondly, you can go to the social security card service window, provide relevant information to the staff, and apply for checking the balance of personal accounts. In addition, some mobile phone applications with social security cards also provide convenient balance inquiry functions. When making balance inquiry, please pay attention to protecting the security of personal information, avoid using public equipment or networks, and ensure the confidentiality of account information. In addition, check the balance and personal payment records in time, and contact the social security department to verify and solve the abnormal situation in time.

Legal basis:

People's Republic of China (PRC) Social Insurance Law;

Chapter I General Principles

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.