How long does it take to pay social security for buying a house?

How long it takes to pay social security for buying a house depends on the local property market purchase restriction policy, because different cities have different purchase restriction policies and different social security payment years. For example, foreigners need to pay more than two years to buy a house in Changsha, and foreigners need to pay more than five years to buy a house in Shanghai and be married.

It should be noted that the purchase of social security is generally restricted by local cities, and people with foreign household registration only need to provide proof of social security payment when buying a house.

Matters needing attention in buying a house

1, try to avoid the auction of problem developers.

At present, the capital chain of most developers is still relatively safe. But recently, there are more and more problems about the quality of various properties or houses. For some developers with blind expansion and weak strength, the risk of capital chain breakage is increasing, and the risk of unfinished buildings is also increasing. Therefore, when buying an auction house, you must choose a brand developer, which is safer.

Step 2 Stay on the sidelines

Interest rates are lowered, taxes are exempted, and house prices are much more reasonable. The cost of buying a house is really much lower now. However, in the absence of obvious macroeconomic improvement, these policies will continue to be strengthened. It should be said that there is still room for interest rates to fall, and there is still huge room for tax cuts and even subsidies. The most critical house price is estimated to be 5%- 10%.

3. Try to consider second-hand new houses.

Visible, tangible, real. Much safer than express delivery. After the state reduced the business tax on second-hand houses from five years to two years, the advantages of these new houses were clearly reflected. Recently, I chatted with the bosses of second-hand housing intermediary companies such as Yuxing, and they revealed that the impact on the market after the introduction of this policy was quite obvious. Such a new house can not only avoid the danger of unfinished auction, but also have the quality of a new house, which is naturally popular.

4. You can buy new houses through channels other than the sales department.

Due to unfavorable sales, developers are racking their brains to find various sales channels. In addition to second-hand housing agencies, some developers will also carry out some group buying activities through the media, banks and large enterprises. These channels can generally be much more favorable than the sales department, which is also the main way for developers to decline in this embarrassing situation.

5. Beware of the so-called internal price and relationship price.

There are indeed many group purchase prices and internal prices, but many lawless elements are also taking this opportunity to cheat. So if you want to buy a house through these channels, you must be vigilant. Also pay attention to the price, the price can not be too low, beware of fraud.