Can a flexibly employed person pay only pension insurance

Flexible workers can only pay pension insurance. For flexible employment personnel, their employment pattern and nature of work are different from traditional workers, so they have more choices and flexibility in social security contributions. According to the relevant policy, flexibly employed persons can choose to participate in basic pension insurance according to their actual situation and needs, without having to participate in other social insurance programs at the same time.

I. Characteristics of Social Security Payment for Flexible Employed Persons

Flexible employed persons often do not have a fixed employer due to the flexible nature of their work, so there are differences between them and traditional full-time employees in terms of social security payment. They can independently choose whether to participate in social security and which social security programs to participate in, based on their financial situation, job stability, pension needs and other factors.

II. Importance of Pension Insurance

Pension insurance is an important part of the social security system, aiming to provide basic livelihood protection for the insured after retirement. For flexibly employed people, although they do not have a stable source of wages, they also face the problem of old age. Therefore, participating in pension insurance is of great significance to them, which can ensure that they can enjoy certain pension benefits when they reach the legal retirement age.

Third, the feasibility of flexible employment only to pay pension insurance

According to the relevant policy, flexible employment can choose to participate in the basic pension insurance only. This means that they can choose to pay pension insurance premiums according to their actual situation and needs, without having to participate in other social insurance programs at the same time. This policy arrangement takes full account of the special characteristics and needs of flexibly employed persons and provides them with more choice and flexibility.

Four precautions and suggestions

While flexibly employed people can only pay pension insurance, they still need to pay attention to the following points in practice: firstly, they should understand the local social security policies and regulations, and make sure that their choices are in line with the requirements of the policy; secondly, they should reasonably plan the amount of social security contributions according to their own financial situation and needs, and make sure that they can continue to make contributions and enjoy the appropriate treatment; lastly, they should pay attention to the social security policy; and lastly, they should pay attention to the social security policy. Finally, pay attention to the changes and adjustments in social security policy and adjust your social security planning in a timely manner.

In summary:

Flexible workers can only pay pension insurance, which is based on the special nature of their employment pattern and work nature and the flexibility of the policy regulations. However, in practice, they still need to know the local social security policies and regulations, reasonably plan the amount of their social security contributions, and pay attention to policy changes to ensure that their rights and interests are protected.

Legal basis:

The Social Insurance Law of the People's Republic of China*** and the State of China

Article 10 stipulates that:

Employees shall participate in basic pension insurance, basic medical insurance, industrial injury insurance, unemployment insurance, and maternity insurance, and the employer and the employee*** shall pay the basic pension insurance premiums, the basic medical insurance premiums, and the unemployment insurance premiums together.

Individual industrial and commercial households without employees, part-time workers who have not participated in basic pension insurance with their employers, and other flexibly employed persons may participate in basic pension insurance and pay basic pension insurance premiums by themselves.

The Provisional Regulations on the Collection and Payment of Social Insurance Premiums

Article 12 stipulates that:

Contributing units and individual contributors shall pay the full amount of social insurance premiums in monetary terms. The social insurance premiums to be paid by individual contributors shall be withheld and paid by their organizations from their own wages.

Social insurance premiums shall not be reduced or exempted.