If the unit doesn't pay the provident fund, can it pay it by itself like old-age insurance?

The provident fund is accounted for like this. As you can understand. Social security is social security. The provident fund is the provident fund. There is not much connection between the two.

Social insurance = endowment insurance+medical insurance+unemployment insurance+industrial injury insurance+maternity insurance+housing accumulation fund.

Note: The practice of the above five insurances and one gold may be different in different regions, and your company may not pay all the five insurances and one gold for you. For example, some units in Nanjing don't pay medical insurance for employees, but only pay the remaining four insurances and one gold, and some units only pay five insurances and don't pay provident fund, so you must find out what insurance your company has paid for you and whether to pay provident fund)

The specific social security composition ratio is:

Endowment insurance: the unit pays 2 1% for you every month, and you pay 8% yourself;

Medical insurance: the unit pays 9% for you every month, and you pay 2% plus 10 yuan major illness co-ordination (major illness co-ordination mainly covers hospitalization);

Unemployment insurance: the company pays you 2% every month, and you pay it yourself1%;

Work injury insurance: the unit pays 0.5% for you every month, and you don't have to pay a penny yourself;

Maternity insurance: the unit pays you 0.8% every month, and you don't have to pay a penny yourself;

Housing accumulation fund: the unit pays you 8% every month, and you pay 8% yourself.

The composition ratio of the Provident Fund is:

Half company, half individual.

If you want to know more about insurance, you can go to >> "Raise more fish and talk about insurance" for free consultation!