What about social security when I resign?

If I resign, what about social security? Can I cut it off in the middle?

At present, it is stipulated that individual social security cannot be refunded, which means that surrender is not allowed. After resignation, personal social security can be moved and merged with the transfer of people's work place, and the pension insurance relationship can be transferred or continued. Among the social insurance paid, there are personal accounts for pension and medical insurance, but no personal accounts for unemployment, work injury and maternity protection. And the new company will help us make up for our medical insurance for two or three months. There are only two ways to pay social security after leaving the company. The first is to pay through the unit, and the second is to pay social security as a freelancer or flexible employee. Article 4 of the Social Insurance Law stipulates that employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units. If you are not so far away from retirement age and want to enjoy a free life in advance, you need to consider the accumulated years of pension insurance in order not to affect your retirement pension. Therefore, it is best not to break the insurance, and you can renew your insurance after early retirement.

Social security treatment after resignation is as follows:

1. The first thing you need to do is to close your personal account. Social security contributions, pension and medical insurance have personal accounts, but they are all lost.

There is no personal account for industry, work injury and maternity protection.

2. If you find a new job, take the voucher to the personnel department of the new company for social security transfer, and transfer the balance in the previous account to the personal social security account of the new company. And the new company will help us make up for the interruption of medical insurance for two or three months.

I didn't find a new job after leaving my job, but started my own business. Then in this case, you need to participate in social security yourself, or cut off social security. Before leaving the company, we also need to apply for social security vouchers. Medical insurance is interrupted, and you can't enjoy medical insurance reimbursement in the next month. Therefore, even if our social security is interrupted, we should take part in a medical insurance to provide protection for ourselves.

As long as there are two ways to pay social security after leaving the company, the first is to pay through the unit, and the second is to pay social security by yourself as a freelancer or flexible employee.

(1) company payment: users can make social security loans in payment institutions, and they can generally pay five insurances when paying social security, and users only need to

It is enough to bear the expenses paid by individuals and units. In addition, the general payment institutions will charge a certain service fee, so the general monthly comprehensive fee is still relatively high, and users can choose according to their actual situation. Article 4 of the Social Insurance Law stipulates that employers and individuals in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise their payment.

(2) Personal payment: individuals can only pay three insurances (unemployment, medical care and pension) when paying social security, and users can take photos with them.

Go directly to the local social security payment place, then choose the grade you want to pay at the counter and pay according to the requirements of the staff.

Can "social security" be interrupted?

1. Don't cut off social security easily.

If you are a foreigner living in a first-tier city and plan to live here for a long time, social security and individual tax cannot be easily broken. Take Beijing as an example. To buy a house and a car in Beijing, foreigners need to "pay social security or individual tax continuously for more than 5 years" as their basic qualification. Note that it is continuous! So if the middle is broken, it should be accumulated from the beginning.

2, young enough, don't care too much.

If there is no purchase restriction in your city, or if you have a local hukou, you don't have to consider the qualification to buy a house or a car.

At present, it is stipulated that those who interrupt social security must pay the accumulated pension insurance 15 years in order to receive the pension after retirement. If you are young enough to work for a long time in the future, you don't have to care too much about this problem.

It is best to continue to pay and retire early.

If you are not so far away from retirement age and want to enjoy a free life in advance, you need to consider the accumulated years of pension insurance in order not to affect your retirement pension. Therefore, it is best not to break the insurance, and you can renew your insurance after early retirement.