Job Recruitment Website - Social security inquiry - What is the difference between overall planning and social security?
What is the difference between overall planning and social security?
① The basic attributes are different: social pooling is a kind of administrative compulsory social security, which belongs to the nature of social welfare; Social security is the business activity of financial enterprises, the insured person or unit is voluntary, and the insurance institution aims at profit, so it is an equivalent exchange relationship with the insured person.
② The objects and functions are different: social workers and their families are the objects of social coordination, and they get basic living security when they are born, old, sick, disabled, injured and unemployed; Social security is aimed at anyone's body, life and property, and protects different stages of life, different parts of body and property and different accidents that may occur, so as to obtain certain economic compensation when the incident occurs.
(3) The reciprocal relationship between rights and obligations is different: social pooling insurance benefits mainly come from the accumulation of labor results when workers work, and workers have made contributions to society by engaging in social work, paid a small amount of social insurance benefits and obtained the right to enjoy social insurance benefits, thus establishing the relationship between rights and obligations; Social security insurance premium comes from personal income (including property income), and the amount charged depends on the amount insured. In monetary relations, rights and obligations are equal.
④ The categories of legislation are different: social planning belongs to social legislation, and social security belongs to active legislation.
⑤ Different management systems: social overall planning belongs to the administrative leadership system; Social security belongs to the financial system.
Is endowment insurance social security?
Strictly speaking, endowment insurance is not social security, but a kind of social security. Social security includes endowment insurance, unemployment insurance, work injury insurance, maternity insurance and medical insurance. Among them, endowment insurance can be mainly used to pay funeral expenses, pensions, and pensions of the insured after retirement.
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