Details of five insurances and one gold for employees in JD.COM in 2020

Legal analysis: First, the payment ratio of five insurances and one gold is as follows: the payment ratio of old-age insurance: 20% for the unit (all included in the overall fund) and 8% for the individual (all included in the personal account); Medical insurance payment ratio: unit 10%, individual 2%+3 yuan; Unemployment insurance payment ratio: unit 1%, individual 0.2%; Work-related injury insurance payment ratio: the unit pays 0.5% for you every month, and the individual does not pay; Maternity insurance payment ratio: the unit pays 0.8% for you every month, and the individual does not pay; Provident fund: both units and individuals are 65438+ 0.2% of salary.

Second, the difference between "enterprise social security" and "five insurances and one gold in JD.COM". COM "

Most enterprises pay social security, which means paying endowment insurance, medical insurance and industrial injury insurance, which is the so-called "three insurances", while employees in JD.COM pay five insurances and one gold in full when they join the company, which is superior to most enterprises.

JD。 The "housing accumulation fund" of COM is a "non-mandatory" social welfare, and most enterprises will not pay the housing accumulation fund for their employees. Housing provident fund companies deposit all their money into personal accounts, which belong to personal property and can increase your personal income. It can be used to pay house rent. You can enjoy low-interest provident fund loans when buying real estate. Can be used for housing renovation funds, and can be withdrawn in full as cash after leaving the company.

Legal basis: Article 1252 of the Civil Code of People's Republic of China (PRC). If buildings, structures or other facilities collapse and cause damage to others, the construction unit and the construction unit shall bear joint and several liability, except that the construction unit and the construction unit can prove that there are no quality defects. After the construction unit and the construction unit make compensation, if there are other responsible persons, they have the right to recover from other responsible persons.