How to transfer and continue the endowment insurance relationship of government agencies and institutions

What are the payment methods of endowment insurance for government agencies and institutions? What is the proportion of endowment insurance in public institutions? According to the current pilot scheme for the reform of endowment insurance for staff in public institutions, a basic endowment insurance system combining social pooling and individual accounts is implemented, and the units and individuals pay the fees together. General units pay 20% of the total wages of employees, and individuals do not exceed 8% of the total wages. Units pay into social pooling funds, and individuals pay into individual account funds. Individuals can receive basic pension after paying 15 years. Basic pension consists of basic pension and personal account pension. The monthly standard of basic old-age pension at retirement is based on the average monthly salary of local employees in the previous year and my indexed monthly salary, and is paid every 1 year 1%. Give due consideration to the influence of wage increase and price increase on the basic pension. 2. How is the payment base of endowment insurance in public institutions determined? The payment wage base is "300% capped and 60% guaranteed", that is, the part of the payment wage that exceeds 300% of the average wage of employees in the city and state last year is not included in the individual payment wage base; If it is lower than 60% of the average wage of on-the-job workers in the previous year in the city and state where it is located, the base of individual contribution wage shall be calculated according to 60% of the average wage of on-the-job workers in the previous year in the city and state where it is located. The unit payment wage base is the sum of the individual payment wage base for participating in the endowment insurance of government agencies and institutions, and the individual payment wage base is approved according to national and provincial regulations. 1 How much does the individual pay? Personal contribution ratio: 8% of my salary, which will be withheld by the unit. Establish a personal account for basic old-age insurance according to the amount of 8% of my salary, all of which are formed by individual contributions. The part where the individual salary exceeds 300% of the average salary of local employees in the previous year is not included in the base of individual contribution salary; If it is lower than 60% of the average salary of local employees in the previous year, the base of individual payment salary shall be calculated according to 60% of the average salary of local employees. 2. Personal payment salary base: the basic salary of my last year's salary, and national unified subsidies (such as allowances for hard and remote areas, special posts in Tibet, special zones, police rank allowances, customs allowances, etc.). , included in the original retirement base), standardized subsidies (regional additional allowances) and year-end one-time bonuses; Staff of public institutions: basic salary, national unified allowances and subsidies (such as allowances for hard and remote areas, allowances for special posts in Tibet, allowances for special zones, etc., which are included in the original retirement pension calculation and payment base) and performance salary in my salary income in the previous year. The remaining items are not included in the individual payment base. 3. Local standards for individual contribution wage base The provisions on individual contribution wage base vary from place to place. The above is the introduction of the payment method of endowment insurance in public institutions. You can consult your colleagues in the financial department of the unit for the payment of endowment insurance, and they will answer the questions you need to know in detail.

Legal objectivity:

In order to effectively protect the legitimate rights and interests of employees participating in the basic old-age insurance for urban enterprises, the relevant departments have introduced a new social old-age insurance policy to ensure the smooth transfer and continuity of the relationship between the insured and the basic old-age insurance for employees when they are employed in cities and towns. The Interim Measures for the Transfer and Continuation of the Relationship of the Basic Old-age Insurance for Employees in Urban Enterprises are applicable to all those who participate in the basic old-age insurance for employees in urban enterprises, including migrant workers. Those who have received basic old-age insurance benefits according to state regulations will no longer transfer the basic old-age insurance relationship. If the insured person is employed in inter-provincial flow, the social insurance agency of the original insured place (hereinafter referred to as the social security agency) shall issue the certificate of insurance payment, and the basic old-age insurance relationship shall be transferred to the new insured place. If the insured reaches the conditions for receiving the basic old-age insurance benefits, the payment period of insurance premiums will be calculated together, and the amount of personal account storage (including principal and interest, the same below) will be calculated cumulatively; Before reaching the age of receiving treatment, the basic old-age insurance relationship shall not be terminated, and the procedures for surrender shall be handled; Settle abroad and settle in Hongkong, Macao and Taiwan Province Province, according to the relevant provisions of the state. When the insured transfers the basic old-age insurance relationship through inter-provincial mobile employment, the transfer funds are calculated as follows: (1) Storage amount in personal account: 1998 1 days ago, the transfer is calculated according to the accumulated principal and interest paid by the individual, and 1998 1 days later, the transfer is calculated according to the total storage amount included in the personal account. (2) Overall fund (unit contribution): based on 1998 1 my actual contribution salary in the following years, the transfer will be made according to the sum of 12%. If the insured payment is less than 1 year, the transfer shall be calculated according to the actual payment months. (1) If the insured person returns to his domicile (referring to a province, autonomous region or municipality directly under the Central Government, the same below) for employment, the relevant social security agency at the domicile shall handle the transfer and connection procedures in time. (two) if the insured fails to return to the place where the household registration is located for employment and insurance, the social security institution shall handle the transfer formalities for him in a timely manner in the newly insured place. However, for men over 50 years of age and women over 40 years of age, the basic old-age insurance relationship should be maintained in the original insured place, and a temporary basic old-age insurance payment account should be established in the new insured place to record all the contributions of units and individuals. Thirdly, when the insured person is employed across provinces or reaches the conditions for receiving benefits in the newly insured place, all the payment principal and interest in the temporary basic old-age insurance payment account will be transferred to the original insured place or the place for receiving benefits. (III) If the insured is transferred with the approval of the Organization Department of the Party Committee at or above the county level and the administrative department of human resources and social security, and establishes labor relations with the transferred unit and pays the basic old-age insurance premium, it is not subject to the above age limit, and the basic old-age insurance relationship transfer and connection procedures shall be handled in time at the transferred place. (a) where the basic old-age insurance is located at the domicile, the domicile shall be responsible for receiving the treatment and enjoying the basic old-age insurance treatment. (2) If the basic old-age insurance relationship is not located in the domicile, but the accumulated payment period in the domicile of the basic old-age insurance relationship has reached 10 years, the local treatment collection procedures shall be handled and the local basic old-age insurance benefits shall be enjoyed. (3) If the basic old-age insurance relationship is not located at the domicile, and the cumulative payment period in the locality where the basic old-age insurance relationship is located is less than 10 year, the basic old-age insurance relationship will be transferred back to the original insured place, and the payment period will be 10 year, thus enjoying the basic old-age insurance benefits. (4) If the basic old-age insurance relationship is not located at the domicile, and the accumulated payment period in each insured place is less than 10 year, the basic old-age insurance relationship and corresponding funds shall be collected at the domicile, and the domicile shall go through the formalities for receiving the benefits according to regulations and enjoy the basic old-age insurance benefits. A comprehensive understanding of the new social endowment insurance policy is the basis for safeguarding one's legitimate rights and interests.