Hong Kong, Macao and Taiwan residents participating in endowment insurance

Xu, a first-class inspector of the Insurance Management Center, recently said in a joint interview with the media that overall, Hong Kong and Macao residents' awareness of relevant policies is not high, and the participation rate is not high. We will further intensify our work and implement the central government's care for our compatriots in Hong Kong and Macao.

On June 5438+1 October1day, 2020, the Interim Measures for Hong Kong, Macao and Taiwan Residents to Participate in Social Insurance in the Mainland (Mainland) (hereinafter referred to as the "Interim Measures") came into effect, further clarifying and standardizing the relevant regulations for Hong Kong, Macao and Taiwan personnel to participate in social insurance in the Mainland (Mainland), which is conducive to further facilitating the work and life of Hong Kong, Macao and Taiwan personnel in the Mainland (Mainland).

The "Interim Measures" have made convenient arrangements for the actual situation of Hong Kong, Macao and Taiwan residents. Xu said that according to the provisions of the Interim Measures, Hong Kong and Macao residents who have participated in local social insurance in Hong Kong and Macao and continue to maintain social insurance relations can not participate in old-age insurance and unemployment insurance in the Mainland with the certificates issued by relevant authorized institutions.

At present, the "beneficiary's payment record" issued by the social insurance fund of the Macao SAR government can be used as proof that Macao residents are exempt from old-age insurance and unemployment insurance during their employment in the Mainland. "Ministry of Human Resources and Social Security is actively liaising with relevant local organizations. During the transition period, it will flexibly deal with the double payment problem that Hong Kong residents may face. "Xu said.

It is understood that the national social insurance service platform was officially launched on September 20 19 15. Insured persons in Hong Kong and Macao can self-check personal social security benefits, handle the transfer of social security relations and complete the qualification certification of pension insurance benefits. Through the social security number, so as to achieve "catch all"

"We will do our best to implement the requirements put forward by our compatriots in Hong Kong and Macao," Xu said, hoping that Hong Kong and Macao residents will take the initiative to understand the policy and actively participate in insurance.

At the same time, Ministry of Human Resources and Social Security and the National Health Insurance Bureau recently held a promotion meeting in Hong Kong to introduce the relevant policies for Hong Kong residents to participate in social insurance in the Mainland.

Related Q&A: It seems impossible for people from Taiwan Province Province to pay social security in mainland China, while people from Taiwan Province Province work in mainland China, and the insurance is generally in Taiwan Province Province. Taiwan Province's insurance system is more perfect than Chinese mainland's, especially in medical care. The medical insurance here must reach a certain base (like 1800 or 2500) to be reimbursed, and it is paid in advance by itself, and then submitted to the company's personnel department with the documents. The personnel department of the company will go to the social security center to help you reimburse, but this process is very troublesome and will take a long time. Sometimes it's too much trouble, and it won't be reimbursed at all. In addition, many hospital treatments and medicines are not in medical insurance coverage. Good medicine and expensive treatment fees are not covered by medical insurance, and you still have to pay at your own expense. In contrast, medical insurance in Taiwan Province Province is much better.

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