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Zhejiang Longyou Rural Social Security Card
Steps to use the medical insurance card:
1. When the money in the medical insurance card is used to buy medicine, it will be directly deducted from the medical insurance card. If there is enough money in the card, there is no need to pay cash. Not a discount card like a membership card. Actually, it's the insurance premium I usually pay you in proportion. To put it bluntly, I paid in the money, so the money in the card belongs to me, only for special purposes, and can only be used to buy medicine and treat diseases, and can also be inherited.
2. Hospitalization or drug purchase Not all medical care and drugs can be paid by medical insurance card, which depends on the local medical insurance catalogue. The purchased drugs and medical treatment items must be in the local medical insurance catalogue before they can be paid by medical insurance card. If the purchased drugs are not in the local medical insurance catalogue (that is, self-funded drugs and self-funded medical treatment items), they cannot be paid by medical insurance cards, and medical insurance cards can only be used in hospitals or pharmacies designated by local medical insurance centers.
Medical insurance is best to seek medical treatment at the place of purchase, and medical treatment in different places is not supported. Therefore, it is necessary to obtain the approval of the local medical management institution before seeking medical treatment, and the reimbursement ratio will be slightly lower than that of the insured place.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.
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