What's the difference between paying social security and paying it yourself?

Legal analysis: First, companies with different payment natures are forced to pay social security. As long as you work in the company, you must hand it in. It is illegal for some informal small companies to pay social security to their employees, and they will be punished when they are found. Personal social security is voluntary insurance. If you think social security is more important and you can afford the monthly payment, pay it yourself, otherwise you don't have to pay it. Second, the premise of paying social security for units with different qualifications is that you have a normal job and a unit that you can call, but there is no hukou restriction, and you can pay employee social security locally and in different places. Individuals do not need to have a job to pay social security, but they generally need to have a local account. So if you work in a big city like Beijing, you have no job or hukou, but you want to pay social security, you have to find a friend's company or agency to pay it. Bian Xiao once asked a friend's company to pay this fee, including pension, medical care and work injury.

Legal basis: Article 12 of the Social Insurance Law of People's Republic of China (PRC), the employing unit shall pay the basic old-age insurance premium in proportion to the total wages of its employees as stipulated by the state and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.