What is the proportion of social security payment in Ningbo in 2023?

The contribution ratio of social security in Ningbo is: pension insurance unit pays 20% per month, employees pay 8% per month, medical insurance unit pays 9%, and individuals pay 2%. The proportion of unemployment insurance payment is 65438+ 0.5% per month, and employees pay 0.5% per month.

1. What is the social security payment ratio in Ningbo?

Ningbo social security contribution ratio is:

1, basic old-age insurance for employees: the unit pays 20% per month and the individual pays 8%;

2. Basic medical insurance for employees: the unit pays 9% per month and the individual pays 2%;

3. Unemployment insurance: the unit pays 1.5%, and the individual pays 0.5% every month;

4. Work-related injury insurance: the unit pays 1% every month, and the individual does not need to pay;

5. Maternity insurance: the unit pays 1% every month, and the individual does not need to pay;

Second, the benefits of paying social security.

Social insurance for urban workers (hereinafter referred to as "urban insurance"), including old-age insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance, mainly for on-the-job workers;

1. Pension: After paying the old-age insurance 15 years, you can get a pension at retirement age and realize a sense of security.

2. Medical treatment: Under the normal insured state, you can be reimbursed for going to the hospital for medical treatment, and the reimbursement ratio of different hospitals is different. For example, in Beijing, the reimbursement rate is between 70% and 90%. In a natural year, 20,000 outpatient visits and 300,000 hospitalizations can be reported to realize medical treatment.

3. Childbirth: Those who have paid the fee for one year before childbirth can reimburse the expenses for prenatal examination and childbirth, apply for maternity allowance and realize education.

4. Unemployment: Unemployment can receive a monthly living allowance of more than 1 1,000.

5. Work-related injuries: Employees can get different compensation according to work-related injuries.

Third, is it legal for the unit not to pay social security?

In violation of the provisions of the Labor Law, it is illegal for an employer not to pay wages or not to pay wages according to regulations, and it is necessary to bear corresponding legal responsibilities:

According to Article 38 of the Labor Contract Law, a worker may terminate the labor contract under any of the following circumstances:

(1) Failing to provide labor protection or working conditions as agreed in the labor contract;

(2) Failing to pay labor remuneration in full and on time;

(3) Failing to pay social insurance premiums for laborers according to law;

(4) The rules and regulations of the employing unit violate the provisions of laws and regulations and damage the rights and interests of workers;

(5) The labor contract is invalid due to the circumstances specified in the first paragraph of Article 26 of this Law;

(6) Other circumstances under which the laborer can terminate the labor contract as stipulated by laws and administrative regulations.

The proportion of social security payment in Ningbo is determined according to the different salaries of different personnel. Because the payment base is different, the proportion of social security undertaken is different. The specific situation can be determined according to the actual situation. The employer may submit the calculation of the salary and payment base of the relevant personnel to the Social Security Bureau.