Proportion of individual account allocation for medical insurance

What is the standard of individual medical insurance account? Will the medical insurance card not give money after 2022? Is medical insurance paid once a month?

First, will the medical insurance card not give money after 2022?

First of all, we divide the insured into two categories for discussion. The first category is the insured employees, and the second category is the medical insurance card for retired employees. For insured employees, medical insurance is divided into two parts: employers and individuals. Among them, the employer pays 7% and the individual pays 2%. Medical insurance adjustment, what happened to personal account? Before the implementation of the medical insurance plan, 30% of the expenses paid by individuals and individual units all entered the personal account. When the medical plan is adjusted, the expenses paid by the employer no longer enter the personal account, and only 2% of the expenses paid by the individual enter the personal account.

What changes have been made to the personal accounts of retirees' medical insurance? First of all, according to the relevant laws and regulations of our country, men have to pay social insurance for 25 to 30 years and women have to pay social insurance for 20 to 25 years before receiving pension and enjoying medical insurance. You can enjoy all the benefits of medical insurance for life after retirement.

Second, is medical insurance paid once a month?

Social security can generally be divided into employee social security, resident social security and flexible employment social security. If it is employee social security, it is paid monthly, and medical insurance is naturally paid monthly.

If it is social security for residents, it is usually paid once a year, so medical insurance does not need to be paid every month. As for flexible employment social security, usually the insured can choose to pay monthly or yearly. If you choose to pay monthly, medical insurance is naturally paid every month; If you choose to pay by year, you don't need to pay medical insurance every month. What everyone needs to pay attention to is that if you need to pay medical insurance every month, it will be broken if you don't pay medical insurance on time for one month. Once the medical insurance is paid off, the insured can no longer enjoy the basic medical insurance benefits. Only by renewing the insurance can we continue to enjoy the basic medical insurance benefits. However, if you go to the hospital for treatment due to illness during the suspension of payment, the medical expenses incurred will have to be borne by yourself, and even if you continue to pay medical insurance, you will not be reimbursed.

3. What is the standard of individual medical insurance account?

1, 2% of the monthly premium paid by the individual is fully transferred to the personal account of medical insurance (medical insurance card);

2. The part allocated by the unit is included in the personal account of medical insurance in proportion: 0.7% under 45 years old; Earn1.2% from the age of 45 to retirement; Retirement is included in 3.4%; 0.6% are under 45 years old; From the age of 45 to retirement,1.1%; 3.2% includes retirement.

Because the local medical insurance schemes are not exactly the same, the inclusion ratio is not exactly the same, and the local inclusion ratio shall prevail.