How many months does the social security personal account bear interest every year?

The social security personal account bears interest in 65438+February every year.

Interest is calculated from the month following the payment, with simple interest during the year and compound interest year by year. The annual interest calculation date is 65438+February 3 1. The personal account storage amount shall bear interest with reference to the bookkeeping interest rate of the personal account of the basic endowment insurance for enterprise employees in our province. The social security institution shall settle the current year's interest of personal account deposits at the end of an interest settlement year.

The query method of social security card account balance is as follows:

1, medical insurance designated pharmacies and hospitals. The insured person can directly hold the social security card to the designated pharmacy or hospital for medical insurance. Generally, when using social security cards for consumption, you can see the balance of social security cards on the small tickets issued by designated pharmacies or hospitals;

2. Service hotline inquiry. Call the service hotline 12333, and then follow the voice prompts to check the balance of the social security card account;

3, social security website query. Nowadays, social security bureaus in many cities have their own websites. The insured person needs to log in to the local social security network, and then can check the account balance on the social security details page.

To sum up, after the interest-bearing time, the social security agency will calculate the personal account interest according to the bookkeeping amount of the personal account and the storage amount of the personal account in the previous year, and include it in the personal account. The bookkeeping interest rate of personal account cannot be lower than the bank time deposit interest rate.

Legal basis:

People's Republic of China (PRC) social insurance law

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Employers and individuals pay social insurance premiums according to law. The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.