Pension Insurance Contribution Ratio

Social security contribution amount=contribution ratio*contribution base social security contribution ratio

(Take normal enterprises in Chongqing as an example, the social security standard varies from place to place):

Pension insurance: the company pays 16.00%, the individual pays 8.00%;

Worker's compensation insurance: the company pays 0.60%, the individual does not pay;

Unemployment insurance: the company pays 0.50%, individuals pay 0.50%;

Maternity insurance: the company pays 0.50%, individuals do not pay;

Medical insurance: the company pays 8.00%, individuals pay 2.00%;

Large medical care: the company pays 1.50%, individuals pay $5.

The upper limit of the social security contribution base is three times of the average monthly salary of the employed workers in the previous year, and the lower limit is 60% of the average monthly salary of the employed workers in the previous year. The social security contribution base in each region is linked to the local average wage data. It is determined on the basis of the monthly average of all wage income earned by the employee from January to December of the previous year. It is determined once a year, and after it is determined, it will not be changed for a year. The time for declaration and adjustment of the social security base is usually in July.

For example: Let's take a look at the foreign household registration personnel, assuming that Wang is a foreign household registration personnel who came to the city for employment, his monthly salary is 4,000 yuan, at this time Wang's five insurance according to the following calculations:

Pension insurance: 1,800 × 0.2=360 yuan

Medicine insurance: 3,234 × 0.05=161.7 yuan

Unemployment insurance: 1800 × 0.005 = 9 yuan

Workers' compensation insurance: different industries may vary greatly, the general industry is generally a few dollars to a dozen or twenty dollars.

Maternity insurance: the average monthly salary of the previous year and not less than 60% of the previous year's social wage, the enterprise to pay 0.7%): 4,000 × 0.007 = 28 yuan

This calculation, a foreign household registration of the amount of a month to pay five insurance (assuming that the workers' compensation insurance for 10 yuan): 360 + 161.7 + 9 + 10 + 28 = 568.7 yuan (6,824.4 yuan/year), of which the company paid 216 + 97.02 + 9 + 10 + 28 = 360.02 yuan (4,320.24 yuan/year), the individual contribution of 144 + 64.68 = 208.68 yuan (2,504.16 yuan/year)

Then we will look at the city's domicile personnel, assuming that Li is a local domicile in the city's employment 0.2=800 yuan

Medical insurance (my last year's average monthly salary and not less than 60% of the previous year's social wage, enterprises pay 7%, individuals pay 2%): 4000 × 0.09=360 yuan

Unemployment insurance (my last year's average monthly salary and not less than the minimum wage, enterprises pay 0.5%, individuals pay 0.5%): 4000 × 0.01 = 40 yuan

Workers' compensation insurance (the average monthly salary of the previous year and not less than the minimum wage, the unit of workers' compensation insurance premium rate): different industries may vary greatly, the general industry is generally more than 20 yuan.

Maternity insurance (my last year's average monthly salary and not less than 60% of the previous year's social wage, the enterprise to pay 0.7%): 4,000 × 0.007 = 28 yuan

This calculation, a city resident to pay the amount of five insurance a month (assuming that the workers' compensation insurance for the 20 yuan): 800 +360 +40 +20 +28 = 1248 yuan (14976 yuan/year), of which the company contributes 480+280+20+20+28=828 yuan (9936 yuan/year) and the individual contributes 320+80+20=420 yuan (5040 yuan/year)