Can I buy medicine with my medical insurance card?

You can swipe the money in the medical insurance card to buy medicine.

You have to swipe your medical insurance card at the designated medical insurance pharmacy to buy medicine. In addition, you can't pay by medical insurance card when you buy health care products in pharmacies. After all, health care products are not covered by medical insurance. In most cases, the money in the personal account of the medical insurance card is used to buy medicine in the pharmacy. Therefore, if the personal account of the medical insurance card has no money, it cannot be used to pay for medicine.

The main functions of the medical insurance card are:

1. Social security function: Social security card is an integrated circuit card used in various business fields of social security. Electronic certificate is a city that handles various social security businesses, applies for various social insurance benefits and settles medical insurance. At present, the insured can see a doctor in a designated hospital with a social security card and buy medicine in a designated pharmacy for real-time settlement;

2. Financial function: the social security card has the function of UnionPay, which can be used as a bank card, and can be used for depositing and withdrawing money and shopping by credit card;

3. Extended functions: The social security card is a large-capacity chip card, and the expansion space is reserved. The next step is to start with social security business and gradually expand to the application of social public management affairs.

To sum up, the medical insurance card is generally undertaken by the local designated agent bank, which is a kind of multi-functional debit card of the bank. After the insured unit pays the fee, the local medical insurance department will entrust the bank to transfer the personal account payment to the personal medical insurance card of the insured employee at the end of the month.

Legal basis:

Article 28 of People's Republic of China (PRC) Social Insurance Law

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.