What are the risks involved in personal equipment?

How much social security is paid depends on the local average salary in the previous year. The general social security payment amount is calculated by multiplying the average salary of the previous year by the premium ratio. 20 13 The amount of social security paid by individuals in Yantai is about 6,700 yuan. 20 13 the proportion of individuals paying social security in Yantai is still 24.55%, including 20% for endowment insurance and 4.55% for medical insurance. Do not establish personal medical accounts. If the annual advance payment cannot be completed due to family economy and other reasons, it can be paid for half a year. The payment month that has been interrupted before cannot be used for the fight fee.

The "two funds" paid by individuals in the file include endowment insurance and medical insurance. Compared with the "hardware" paid by enterprises, freelancers do not need to pay unemployment, maternity and work injury insurance, but it will not affect their future pension.

Unemployed workers in social departments such as employment office or talent market, because the proportion of medical payment is lower than that of enterprise employees, and does not include personal medical account payment, there is no personal medical account payment on social security card. Only registered employees have personal medical account funds after retirement, and then the personal medical account on the social security card has money.

Individuals still need to pay the archives management fee to the archives labor and social security institutions, and the management fee is 180 yuan per person per year. The staff suggested that since 65438+February of each year is the time period for individual filing users to prepay the social security fees for the next year, it is suggested that users who have time to allow choose the middle and late days of 165438+ 10 each year, which can effectively improve the payment efficiency.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.