What social security cannot be broken?

What types of insurance does social security include?

A: Endowment insurance, medical insurance, industrial injury insurance, unemployment insurance and maternity insurance.

Can I pay only one insurance and more insurance?

A: No, at present, all insurances are paid in bundles and cannot be paid separately.

Pay enough minor insurance to get a pension.

Answer: Old-age insurance must be paid to the statutory retirement age 15 to receive the pension.

How much pension can I get after retirement?

A: No one knows how much retirement salary you will get in the future. No one can predict when you will not reach retirement age, because it involves many factors, such as your payment base, payment period, average salary of local society in the year of retirement, retirement location and so on.

Can I get a refund if I die before the retirement age?

Answer: You can return it, but you can only return the social security part in your personal account, and the enterprise will not return it to you.

What is the social security ratio?

Answer: At present, the proportion is not the same in all parts of the country, but it is similar in general. Endowment insurance 19-20%, individual 8%, medical insurance 8%, individual 2%, unemployment insurance 0.7%, individual 0.3%, maternity insurance 1%, and industrial injury insurance is divided into 0.2% according to the degree of industrial injury risk.

Once the medical insurance is cut off, can it not be used?

A: No, the medical insurance will stop immediately after the payment is stopped before retirement, and you can't enjoy hospitalization reimbursement, but the balance of the medical insurance card is still valid, and the medical insurance will take effect again after renewal. The accumulated payment is 20-25 years, and the medical insurance after retirement is valid for life.

Does it matter if you stop paying social security for a few months?

A: As far as social security is concerned, it may affect your fertility, medical care and work-related injury reimbursement. Endowment insurance may affect your house purchase, children's schooling, visas and other issues due to different cities. But overall, it has little impact.

What if social security is broken?

A: According to local policies, it is best to pay back. If you can't make up, you can continue, because social security is calculated cumulatively.

Resign and don't want to work, how to deal with social security?

A: There are generally two ways to deal with it. One is to continue to pay wages through flexible employees, and the other is not to deal with it, but to continue to pay wages after working.

Is it necessary to pay a one-year maternity reimbursement?

Answer: Not exactly. Before production, you must pay 1 year continuously to be reimbursed.

Can the medical insurance card be used in other places?

A: At present, there is no internet connection in the whole country, so it is impossible to go directly to other places for medical treatment, but some pilot cities are ready. Or you can go through the formalities of medical treatment in different places and go back to the local area for reimbursement.

Can't I apply for maternity insurance after leaving my job?

A: No, as long as you pay maternity insurance 1 year or more before leaving your job, you can also enjoy maternity reimbursement after dissolving or terminating your labor relationship with the company. Resignation can be reimbursed.

What if I don't pay enough social security 15 when I reach retirement age?

A: There are generally three situations.

1. You can make up the social security of 15 in one lump sum, and apply for retirement when the local conditions permit.

2. Delay retirement, pay social security for several years, and retire after reaching 15 years.

3. Withdraw personal account balance and apply for surrender.

How to receive unemployment benefits?

A: Unemployment benefits must meet the following conditions.

1, pay social security in the same unit for more than one year.

2, terminate the labor contract or terminate the labor contract with the unit.

3, has been registered for unemployment, and there are job requirements.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 1 This Law is formulated in accordance with the Constitution for the purpose of adjusting the social insurance relationship, safeguarding citizens' legitimate rights and interests in participating in social insurance and enjoying social insurance benefits, enabling citizens to enjoy the fruits of development and promoting social harmony and stability.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.