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The current year's account balance and the previous year's account balance of medical insurance
The balance of medical insurance account in the current year refers to the accumulation of funds in individual medical insurance accounts in a medical insurance year. These funds mainly come from the monthly medical insurance contributions of individuals and units, and possible government subsidies. The account balance in that year is mainly used to pay the medical expenses of the insured person in the medical insurance year, including medicine expenses and medical expenses. The purpose of setting this balance is to encourage individuals to use medical resources rationally and reduce the medical burden in a short time.
Account balance over the years refers to the medical insurance fund balance accumulated by the insured over the years. These funds are accumulated by the insured in the past few medical insurance years, which may be formed because of the high amount paid by individuals and the low amount of reimbursement for medical expenses. Account balances over the years are usually used to pay some large medical expenses, or to supplement them when the account balance in the current year is insufficient to pay medical expenses.
Medical insurance payment records are as follows:
1. Online inquiry: You can log in to official website and the local social security bureau, find the inquiry service column, and enter the medical insurance account number/personal number, password, verification code and other information according to the prompts for inquiry.
2. Telephone inquiry: You can call the social security number 12333 and follow the voice prompts to inquire about the personal account of the medical insurance card.
3. Counter inquiry: You can bring your medical insurance card, ID card and other materials to the local medical insurance agency and give them to the counter service personnel, who will help you inquire about the payment details.
4. Social Security Center Inquiry: You can directly go to the service hall of the social security bureau with your ID card or social security card, or inquire and print the personal account medical insurance payment list on the self-service machine in the service hall.
To sum up, the current year's account balance and the previous year's account balance are two important components of the medical insurance account, which respectively represent the accumulation of medical insurance funds in different time periods and have different usage regulations and purposes.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 23
Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.
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