What are the benefits of insurance and social security?

In the process of raising social insurance funds, the fees paid by employees and employers to social insurance management institutions according to the prescribed amount and time limit are the main sources of social insurance funds, and can also be considered as the fees charged by social insurance insurers (countries) to the insured (employees and employers) for assuming legal social insurance responsibilities.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.