What is the social security card financial account number?

Social security card financial account refers to the bank card number. Financial account refers to the social security card can access cash, transfer consumption, etc. Through the financial account, and can be used as a bank card debit card. The social security account is responsible for the basic social security function of the social security card, and the financial account provides financial deduction service for the insured.

I. Common functions of social security card financial account after activation:

1, get a pension. The former medical insurance card gradually withdrew from the market stage and became a social security card. Social security cards can be used as medical insurance cards or bank cards. In many areas, the financial account of social security card can receive pension. After reaching the statutory retirement age, the pension will be paid to the social security card on a monthly basis. At present, in many areas, social security cards can also be used to receive unemployment benefits and other benefits.

2. Used for savings. Social security card financial account is actually a debit card. If you deposit money into the social security card wealth management account, you can get current interest. If you deposit money in the bank, you can also get regular interest.

3. Used for transfer. You can find the financial account of the social security card on the corresponding mobile APP, and then enter the financial account of the social security card to operate inter-bank transfer or peer transfer.

4. Withdraw cash. You can go to the corresponding bank to withdraw cash, or you can insert the social security card into the ATM to withdraw money yourself. The operation method is the same as that of ordinary debit cards.

5. Buy wealth management. We deposit the money into the social security card wealth management account, and we can buy wealth management. Going to the bank to buy wealth management requires a risk assessment. After completion, you can purchase the corresponding wealth management products directly through the bank's counter, or you can purchase wealth management through the mobile APP.

Second, the role of social security card:

The social security card is the electronic certificate for cardholders to enjoy social security and public employment services. It has the basic functions of information recording, information inquiry and business handling. At the same time, financial functions are loaded to support social insurance premium payment, social insurance benefits payment and bank debit card business.

legal ground

Notice of the People's Bank of Ministry of Human Resources and Social Security and the People's Bank of China on Loading Financial Functions into Social Security Cards

Second, functional positioning.

The financial function of social security card is mainly realized by loading bank application on social security card. Social security card loaded with financial function (hereinafter referred to as social security card with financial function), electronic certificate, the cardholder enjoys the rights of social security and public employment services, and has the basic functions of social security card such as information recording, information inquiry and business handling, and can also be used as a bank card with financial functions such as cash deposit and withdrawal, transfer and consumption.

The financial application of the social security card with financial function is RMB debit application, and the credit function is not supported for the time being, and its application scope is limited to People's Republic of China (PRC).

The card medium of social security card with financial function is contact chip card, which can be temporarily transitioned in the form of chip and hidden magnetic stripe composite card. The chip should include both human resources and social security applications (hereinafter referred to as social security applications) and financial applications.