How long does it take to claim maternity allowance

It takes 20 working days for the maternity allowance to be reported down, you can reimburse yourself with the documents after the birth, as long as the audit is approved, it will be directly credited to your card.

Maternity insurance needs to be handled by the time of arrival:

with reimbursement within 90 days from the date of birth of the information required to participate in the affiliated agencies to declare;

window staff to review the information;

data review and acceptance of the declaration and written registration;

window staff to generate disbursement of the bill within four working days;

The unit operator or individual receives the disbursement document after 5 working days;

The amount of disbursement is transferred to the unit's or individual's bank account after 5 working days from the receipt of the disbursement document.

How long does it take for the maternity insurance to arrive? What should I do if it doesn't arrive? The lump-sum nutritional benefit is usually paid to the employee's account in 5 working days, and the maternity leave pay is paid by the unit.

If the unit's social security contributions are normal, the maternity medical fees and prenatal checkups are reimbursed by the maternity fund in the hospital by directly brushing the social security card, and those exceeding the limit must be paid out of pocket. Before and after the birth of the unit of continuous normal social security contributions for 10/12 months, the employee can go to the social security office within six months after the birth of the child to apply for maternity benefits, you can go to the unit or go, the staff will be based on the birth of the way to determine how many days of maternity leave, how many one-time nutritional benefits.

During maternity leave, the unit must pay normal wages, not illegal, you can labor arbitration. Units paid wages, because you did not go to work on vacation, so the maternity foundation has a maternity allowance subsidies to the unit, directly to the unit account, the allowance to the unit is not to the individual, but the allowance is higher than the wage, the unit must give the difference to the individual.

How long does maternity insurance not reimbursement expire due to the majority of provinces and cities will be for the local situation and the development of relevant regulations, so around the time of maternity insurance reimbursement time is different, maternity insurance reimbursement time should be based on the provisions of the local social security center as a criterion for the long time can be reimbursed in the 18 months, but some regions and cities are limited to 6 months.

Time limit for reimbursement (late application will not be accepted by the relevant organizations):

Maternity medical expenses: should be applied for from the time of pregnancy to the birth of the female worker or before the termination of pregnancy;

Maternity allowances: a one-time nutritional subsidy for childbirth and the maternity medical expenses for medical treatment in a different place should be applied for within 1 year after the birth of the female worker or the termination of pregnancy;

Family-planning surgery Expenses: should be applied for before the surgery;

Leave allowance for male workers: should be applied for within 1 year after the birth of their spouse.

How much does maternity insurance reimburse the amount of maternity insurance reimbursement is: normal delivery: 2,700 yuan for first-level hospitals, 2,900 yuan for second-level hospitals, and 3,000 yuan for third-level hospitals; cesarean section: 3,800 yuan for first-level hospitals, 4,200 yuan for second-level hospitals, and 4,400 yuan for third-level hospitals.

The Maternity Insurance Fund compensates units in the form of maternity allowance. Compensation standards are: female workers with a pregnancy of 7 months (including 7 months) or more than a normal delivery or less than 7 months of pregnancy, premature birth, enjoy three months of maternity allowance; difficult births and cesarean section surgery, an additional half-month maternity allowance, multiple births, each additional baby, an additional half-month maternity allowance; more than 3 months (including 3 months) of pregnancy, less than 7 months of abortion, induced abortion, enjoy one and a half months of maternity allowance, 3 months gestation, abortion, induced abortion, enjoy one and a half months of maternity allowance. The maternity allowance shall be increased by half a month in the case of miscarriage or induced miscarriage during the third month of pregnancy (up to and including the third month) and up to and including the seventh month of pregnancy, and shall be increased by one and a half months in the case of miscarriage due to pathological reasons. The maternity allowance is calculated on the basis of the average monthly maternity insurance contribution salary of the 12 months prior to the prenatal or family planning surgery of the female worker.

The maternity nutrition allowance and perinatal health care allowance are 300 yuan for maternity nutrition allowance and 700 yuan for perinatal health care allowance for any female worker who meets the requirements for enjoying the State-regulated maternity leave of 90 days (or more).

One-time maternity subsidies, female workers who originally participated in maternity insurance in their units, after becoming unemployed, and during the period of receiving unemployment insurance benefits, are entitled to one-time maternity subsidies when they give birth to a child in accordance with family-planning regulations: 400 yuan for a miscarriage, 2,400 yuan for a normal birth, and 4,000 yuan for a difficult birth or a multiple birth, and for a male worker who participates in maternity insurance, whose spouse is not included in the coverage of the maternity insurance, and who is in accordance with the family-planning regulations When giving birth to his first child, he is entitled to a one-time childbirth subsidy of 50%.

The maternity allowance is compensated to the unit, and the basic salary, bonuses and welfare payments of the insured female worker are paid by the unit during her maternity leave.

Family-planning surgical expenses, including expenses incurred for the placement (removal) of intrauterine devices, abortions, induced abortions, epidermal implants, sterilizations and restorative surgeries due to the need for family planning, are included in the scope of the Maternity Insurance Fund's settlement.

For the convenience of insured employees to receive maternity insurance benefits, since August 5, 2013, for those who meet the conditions for claiming maternity insurance benefits after examination, the benefits will be issued directly through the employee's social security card (Employee's Medical Protection Card). Employees can take their social security cards directly to bank counters or ATM machines to withdraw their benefits. In case the financial area of the social security card cannot be used, a new bank card will be opened for the employee.

The maternity allowance is calculated by dividing the average monthly wage of employees at the female employee's employer in the previous year by 30 days and multiplying it by the number of days of maternity leave. If you are covered by your company's commercial insurance, you will need to pay for the birth and maternity checkups yourself, and when the birth is over, you will have to organize all the documents to go to your company for reimbursement, and then the insurance company will review and approve the payment and credit it to your card.

How to reimburse maternity insuranceMaternity insurance reimbursement process:

After a female worker becomes pregnant, before a miscarriage or family planning surgery, the employer or the staff of the labor security service station in the street or town will assist in the process;

After acceptance and approval, a medical certificate will be issued;

Within 30 days of the completion of the maternity leave, the above personnel will assist in the settlement of the treatment;

To declare maternity allowance and nutritional allowance, fill out the relevant forms and submit the information for processing.

Question and AnswerQuestion and AnswerIs the money reimbursed by the maternity insurance go to the individual or the unit?

And the money goes to the individual. Maternity insurance reimbursement money into the unit account, the unit is distributed to the individual. Maternity insurance is a social insurance system in which the state adopts legislation to provide medical services, maternity allowances and maternity leave by the state and society in the event of temporary interruption of labor for women workers who are pregnant and give birth, and in which the state or society provides the necessary financial compensation and medical care to workers who give birth.

QWhat expenses can be reimbursed by maternity insurance?

A maternity insurance usually consists of 3 parts: medical care during pregnancy and childbirth, maternity allowance and paid maternity leave.

Medical Care: Maternity Medical Care Expenses Maternity Medical Care Expenses refer to the medical care expenses provided by medical institutions to female workers during pregnancy, childbirth and postnatal period, which are commonly known as Maternity Medical Service Expenses.

Maternity Allowance: National laws and regulations provide for the living expenses of working women during the period when they are away from work due to childbirth. In some countries, it is also called maternity cash benefit.

Paid Maternity Leave: Generally speaking, maternity pay and maternity allowance are the same thing, and the maternity allowance received by a working woman during her maternity leave is equivalent to the nature of the pay during the maternity leave.

QHow many months of maternity insurance can I be reimbursed?

An employer should at least pay maternity insurance for the employee in full for more than 12 consecutive months before giving birth, such as the original maternity insurance for more than 12 months and in line with the family planning policy, even if unemployed, according to the relevant provisions of the maternity insurance can be reimbursed. The first thing you need to know is how long you have to pay for maternity insurance, which varies from region to region, and is subject to local policy.

Legal basis:

The People's Republic of China (PRC) Law on Population and Family Planning

Article 25 of the PRC Law on Population and Family Planning stipulates that couples who are in compliance with the laws and regulations on the birth of a child may be entitled to the incentive of extending the birth of a child, or other benefits.

Special Provisions on Labor Protection for Female Workers and Employees

Article 7 Female workers are entitled to 98 days of maternity leave for giving birth, of which 15 days may be taken prior to the birth; in the case of a difficult birth, the maternity leave shall be increased by 15 days; and in the case of the birth of multiple babies, the maternity leave may be increased by 15 days for each additional baby. If a female worker is pregnant for less than four months and miscarries, she shall be entitled to 15 days of maternity leave; if she is pregnant for four months and miscarries, she shall be entitled to 42 days of maternity leave.

The Social Insurance Law of the People's Republic of China

Article 53 Employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with the state regulations, and the employee shall not pay maternity insurance premiums.

Article 54 If an employer has paid maternity insurance premiums, its employees shall enjoy maternity insurance benefits; the employee's unemployed spouse shall enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the Maternity Insurance Fund. Maternity insurance benefits include maternity medical expenses and maternity allowances.

Article 55: Maternity medical expenses include the following:

(1) medical expenses for childbirth;

(2) medical expenses for family planning;

(3) expenses for other items prescribed by laws and regulations.

Article 56 Employees shall be entitled to maternity allowance in accordance with the state regulations if they are in one of the following situations:

(1) female workers are entitled to maternity leave for giving birth;

(2) they are entitled to leave for family-planning surgery;

(3) other situations stipulated by laws and regulations.